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78 N St Andrews Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 78 N St Andrews Dr, Ormond Beach, FL 32174 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,276 sqft · built 1967
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Feb 2024)
Tax Bill$3,420 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3242-10-20-0040

Property Details

APN / Parcel Number

Primary APN3242-10-20-0040
Alternative APNs
  • 32134210200040
  • 3002105.0
  • 3002105

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,276 sqft Living Area
1st Floor Area2,276 sqft
FlooringCombination, Other
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1984
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage Area529 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area456 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3002105.0
Old Parcel Number32134210200040
Street Address78 N ST ANDREWS DR
CityORMOND BEACH
StateFL
Zip32174-3859
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLK 20 TOMOKA OAKS COUNTRY CLUB ESTS UNIT 1B MB 28 PG 129 PER OR 4627 PG 0152 PER UNREC DC PER OR 8514 PG 0748
Legal Range32E
Legal Township13S
Legal Section42
Legal SubdivisionTOMOKA
Legal Tract10
Legal Block20
Legal Lot Number4
Legal Unit1
JurisdictionVOLUSIA FL
Township / Civil DivisionORMOND BEACH
Census Block Group3
Census Block3006
Census Tract80807

Owner

Source: Volusia County records · APN 3242-10-20-0040

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address78 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3859
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 02, 2024 · Amount on Record
Deed SaleFeb 02, 2024 · Amount on Record
Prior SaleDec 21, 2000
Deed Document Number2024022245
Deed Book / Page8514 / 748
Record UpdatedJun 08, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateFeb 02, 2024
Property Address78 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3859
Document Number0085140748
Book / Page8514 / 748
Map ReferenceMB 28 PG 129
Instrument DateJan 19, 2024
Instrument2024022245
Transaction TypeTransfer
Record UpdatedFeb 21, 2024
Title CompanyCOLUMBIA TITLE RESEARCH, COLUMBIA TITLE RESEARCH CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3236 NW 28TH AVE, GAINESVILLE, FL 32605-2704

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3859

Mortgage

Document Number0008514749
DateFeb 02, 2024
Instrument8514/749
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2054

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,420.00 (+79.91%) Homeowner's exemption$234,576 (+39.47%)$292,976 (-10.43%) Land $57,680 Building $235,296
2023$1,901.00 (-3.84%) Senior Citizen's exemption$168,194 (+3%)$327,097 (+4.44%) Land $67,980 Building $259,117
2022$1,977.00 Senior Citizen's exemption$163,295$313,200 Land $67,980 Building $245,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270808073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 48 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims11 (1987–2024)
Claims Outside the SFHA7 of 11
Most Recent ClaimOct 2024, river or lake flooding, Hurricane Milton
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire LikelihoodAbout 1 in 403 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 178 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Wire 3 HoldingsFiber10,000 / 10,000
Metronet HoldingsFiber5,120 / 5,120
SpectrumCable1,000 / 35

May also be available at this address: Verizon, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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