78 N Side Rd, Wading River, NY 11792 Property Records

Suffolk County and Riverhead Town property record for 78 N Side Rd, Wading River, NY 11792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,018 sqft · built 1995
Lot Size	1.96 acres (85,378 sqft)
Owner	Company Name on File
Last Sale	$1,536,000 (Oct 2020)
Tax Bill	$33,273 (2024)
Deeds & Mortgages	Oct 2020 Sale Dec 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`473000 24.-2-28`

Property Details

APN / Parcel Number

Primary APN	`473000 24.-2-28`
Alternative APNs	`0600-024.00-02.00-028.000` `300002400000020280000000` `4730001759` `39`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,018 sqft Living Area
Gross Area	3,546 sqft
1st Floor Area	2,007 sqft
2nd Floor Area	1,011 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Stucco
Lot Area	85,378 sqft
View / Lot	Waterfront
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	728 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	39
Street Address	78 N SIDE RD
City	WADING RIVER
State	NY
Zip	11792-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	SOUNDFRONT
Legal Block	2
Legal Lot Number	28
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	2
Census Block	2001
Census Tract	169701

Owner

78 N Side Rd is owned by a company that bought it in October 2020.

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner of Record	Company Name on File
Mailing Address	16 E 34TH ST, NEW YORK, NY 10016-4328
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Grant Deed, Transfer NOT AVAILABLE
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage FCI LENDER SVCS
Dec 16, 2019	Loan Modification, Consolidation and Extension, Mortgage OTHER INSTITUTIONAL LENDERS
Nov 3, 2018	Loan Modification, Consolidation and Extension, Mortgage OTHER INSTITUTIONAL LENDERS
Nov 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage WILSHIRE QUINN INCOME
Nov 20, 2017	Deed of Trust, Mortgage WILSHIRE QUINN T

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2020 · Amount on File
Deed Sale	Oct 16, 2020 · Amount on File
Prior Sale	Jan 20, 1995 · Amount on File
Deed Book / Page	13074 / 698
Prior Transfer Date	Mar 23, 2004
Record Updated	Sep 20, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 16, 2020
Property Address	78 N SIDE RD, WADING RIVER, NY 11792-1101
Document Number	0130740698
Book / Page	013074 / 000698
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$6,144.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16 E 34TH ST NEW YORK NY 100164328, NEW YORK, NY 10016-4328

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	78 N SIDE RD, WADING RIVER, NY 11792-1101
Document Number	0230910822
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4955 THREE OAKS BLVD SARASOTA FL 342334200, SARASOTA, FL 34233-4200

Mortgage

Document Number	0230910822
Date	Dec 27, 2019
Book Page	023091/000822

Lender

Name	FCI LENDER SVCS
Type	Funding / Finance Company
Address	8180 E KAISER BLVD, ANAHEIM, CA 92808-2277

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2019: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	78 N SIDE RD, WADING RIVER, NY 11792-1101
Document Number	0230910823
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4955 THREE OAKS BLVD SARASOTA FL 342334200, SARASOTA, FL 34233-4200

Mortgage

Document Number	0230910823
Date	Dec 27, 2019
Book Page	023091/000823

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	2550 5TH AVE # 1070, SAN DIEGO, CA 92103-6612

Agreement

Amount	Amount on Record
Term	12 Months
Due	Dec 26, 2020

Interest

Rate	9.75%

November 2018: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	78 N SIDE RD, WADING RIVER, NY 11792-1101
Document Number	0229840791
Instrument Date	Nov 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4955 THREE OAKS BLVD SARASOTA FL 342334200, SARASOTA, FL 34233-4200

Mortgage

Document Number	0229840791
Date	Dec 4, 2018
Book Page	022984/000791

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	8180 E KAISER BLVD, ANAHEIM, CA 92808-2277

Agreement

Amount	Amount on Record
Term	12 Months
Due	Dec 3, 2019

Interest

Rate	9.75%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	78 N SIDE RD, WADING RIVER, NY 11792-1101
Document Number	0229840790
Instrument Date	Nov 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4955 THREE OAKS BLVD SARASOTA FL 342334200, SARASOTA, FL 34233-4200

Mortgage

Document Number	0229840790
Date	Dec 4, 2018
Book Page	022984/000790

Lender

Name	WILSHIRE QUINN INCOME
Type	Bank
Address	8180 E KAISER BOULEVARD #, ANAHEIM HILLS, CA 92808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	78 N SIDE RD, WADING RIVER, NY 11792-1101
Document Number	0228830087
Instrument Date	Nov 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4955 THREE OAKS BLVD SARASOTA FL 342334200, SARASOTA, FL 34233-4200

Mortgage

Document Number	0228830087
Date	Dec 12, 2017
Book Page	022883/000087

Lender

Name	WILSHIRE QUINN T
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Shoreham-Wading River Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$134,100 Land $29,500 Building $104,600	$1,643,382 Land $361,520 Building $1,281,863
2024	$33,273.00
2023		$134,100 Land $29,500 Building $104,600	$1,443,488 Land $317,546 Building $1,125,942

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 78 N Side Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	18 (1982–2026)
Claims Outside the SFHA	13 of 18
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 N Side Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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