Albany County and Albany City property record for 78 N Pine Ave, Albany, NY 12203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,860 sqft · built 1900 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,407 (2021) |
| Deeds & Mortgages | Feb 2017 Mortgage Jan 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 010100 64.43-1-4 |
| Primary APN | 010100 64.43-1-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,860 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| 2nd Floor Area | 796 sqft |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 200 ft deep x 25 ft wide |
| Porch | Covered Porch |
| Porch Area | 210 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06404300010040000000 |
|---|---|
| Old Parcel Number | 010006404300010040000000 |
| Street Address | 78 N PINE AVE |
| City | ALBANY |
| State | NY |
| Zip | 12203-1712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Description | 2 WD-COMP & 1 CAR MTL GAR 1800124 |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | ALBANY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 502 |
Source: Albany County and Albany City assessment roll, APN 010100 64.43-1-4, as of May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 78 N PINE AVE, ALBANY, NY 12203-1712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2017 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jan 06, 2017 | Loan Modification, Consolidation and Extension, Mortgage · FHA Mortgage CARRINGTON MTG SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2005 |
| Deed Sale | Jun 30, 2005 |
| Deed Document Number | 0000000423 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 78 N PINE AVE, ALBANY, NY 12203-1712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|---|
| Address | 78 N PINE AVE, ALBANY, NY 12203-1712 |
| Document Number | 0000004495 |
|---|---|
| Date | Feb 22, 2017 |
| Instrument | R2017-04495 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Feb 01, 2040 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 78 N PINE AVE, ALBANY, NY 12203-1712 |
| Document Number | 0000004496 |
| Instrument Date | Jan 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 78 N PINE AVE ALBANY NY 122031712, ALBANY, NY 12203-1712 |
| Document Number | 0000004496 |
|---|---|
| Date | Feb 22, 2017 |
| Instrument | 4496 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Feb 21, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Albany County and Albany City assessment roll as of May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Albany City |
| Unified School District | Albany City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $266,000 (+47.78%) Land $53,200 Building $212,800 | $277,083 (+9.03%) Land $55,417 Building $221,666 | |
| 2023 | $180,000 (-) Land $36,000 Building $144,000 | $254,130 (+12.55%) Land $50,826 Building $203,304 | |
| 2022 | $180,000 Land $36,000 Building $144,000 | $225,790 Land $45,158 Building $180,632 | |
| 2021 | $7,407.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), as of March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010005022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2014–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 945 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system NY0100189, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ALBANY CITY serves 98,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 13 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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