Shelby County property record for 78 N Cooper St, Memphis, TN 38104
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,880 sqft · built 1910 |
| Lot Size | 0.169 acres (7,350 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $598,000 (Jan 2024) |
| Tax Bill | $4,006 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-8003-0-0001 |
| Primary APN | 02-8003-0-0001 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,880 sqft Living Area |
| 1st Floor Area | 2,593 sqft |
| Utility Area | 40 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,350 sqft (0.169 acres) |
| Lot Dimensions | 147 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 374 sqft |
| Carport | Carport |
| Carport Area | 374 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 592 sqft |
| Patio Area | 21 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 78 N COOPER ST |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38104-6510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-3 |
| Legal Description | ES N COOPER COR JEFFERSON S-E |
| Legal Subdivision | LENOX LAND CO |
| Legal Lot Number | 70&71 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 13 |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 3100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Overton Parkway Historic District listed 1999 · 194 contributing resources · NRIS 99001370 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 78 N COOPER ST, MEMPHIS, TN 38104-6510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Jan 5, 2024 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Apr 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2024 · Amount on Record |
| Deed Sale | Jan 5, 2024 · Amount on Record |
| Prior Sale | Sep 30, 2015 · Amount on Record |
| Deed Document Number | 20241178 |
| Prior Transfer Date | Sep 28, 2015 |
| Prior Transfer Doc | 0000098626 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 78 N COOPER ST, MEMPHIS, TN 38104-6510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 78 N COOPER ST, MEMPHIS, TN 38104-6510 |
| Investor | Possibly a Property Investor |
| Document Number | 0026010142 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 26010142 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jan 5, 2024 |
| Property Address | 78 N COOPER ST, MEMPHIS, TN 38104-6510 |
| Document Number | 0024001178 |
| Map Reference | MB 873 PG 313 |
| Instrument Date | Dec 21, 2023 |
| Instrument | 24001178 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,212.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 78 N COOPER ST, MEMPHIS, TN 38104-6510 |
| Document Number | 0024001179 |
|---|---|
| Date | Jan 5, 2024 |
| Instrument | 24001179 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 78 N COOPER ST, MEMPHIS, TN 38104-6510 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022038202 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 22038202 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38157 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,006.00 (-35.82%) | $148,950 (+45.35%) Land $17,525 Building $131,425 | $595,800 (+45.35%) Land $70,100 Building $525,700 |
| 2023 | $102,475 Land $8,975 Building $93,500 | ||
| 2022 | $6,242.00 | ||
| 2021 | $409,900 Land $35,900 Building $374,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1980–2010) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
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