Erie County and Tonawanda City property record for 78 Murray Ter, Tonawanda, NY 14150
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,275 sqft · built 1956 |
| Lot Size | 0.166 acres (7,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Oct 2020) |
| Tax Bill | $2,749 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 141600 52.08-7-3 |
| Primary APN | 141600 52.08-7-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,275 sqft Living Area |
| 1st Floor Area | 850 sqft |
| Upper Floors Area | 425 sqft |
| Game Room | Game Room |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,200 sqft (0.166 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 003 0741018 |
|---|---|
| Street Address | 78 MURRAY TER |
| City | TONAWANDA |
| State | NY |
| Zip | 14150-5224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 654FT W MOSHER GL 89 L237 MC1885 M70 6O X 12O |
| Legal Subdivision | NIAGARA VILLAGE |
| Legal Block | 7 |
| Legal Lot Number | 3.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | TONAWANDA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 7800 |
Source: Erie County and Tonawanda City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 78 MURRAY TER, TONAWANDA, NY 14150-5224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2023 | Deed of Trust, Mortgage · Line of Credit FIVE STAR BANK |
| Oct 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIVE STAR BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on Record |
| Deed Sale | Oct 13, 2020 · Amount on Record |
| Prior Sale | Jan 26, 2016 · Amount on Record |
| Deed Document Number | 2020173394 |
| Deed Book / Page | 11367 / 6473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 78 MURRAY TER, TONAWANDA, NY 14150-5224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 78 MURRAY TER, TONAWANDA, NY 14150-5224 |
| Document Number | 0140795564 |
|---|---|
| Date | Jan 6, 2023 |
| Book Page | 14079/5564 |
| Instrument | 2023003052 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Address | WARSAW, NY 14569 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Oct 13, 2020 |
| Property Address | 78 MURRAY TER, TONAWANDA, NY 14150-5224 |
| Document Number | 0113676473 |
| Book / Page | 11367 / 6473 |
| Map Reference | DOC 1885 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 2020173394 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 78 MURRAY TER, 78, TONAWANDA, NY 14150-5224 |
| Name | Verified Name |
|---|---|
| Address | 140 69TH ST, NIAGARA FALLS, NY 14304-3918 |
| Document Number | 0013960353 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 13960/353 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Erie County and Tonawanda City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Tonawanda City |
| Unified School District | Tonawanda City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,749.00 (-7.22%) | ||
| 2025 | $2,963.00 (-39.86%) | $176,000 (-) Land $16,600 Building $159,400 | $202,300 (+6.92%) Land $19,081 Building $183,219 |
| 2024 | $4,927.00 | $176,000 (-) Land $16,600 Building $159,400 | $189,200 (+7.5%) Land $17,845 Building $171,355 |
| 2023 | $176,000 Land $16,600 Building $159,400 | $176,000 Land $16,600 Building $159,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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