78 Monroe Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 78 Monroe Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,429 sqft · built 2020
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$605,000 (Oct 2023)
Tax Bill	$4,372 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0013D099000`

Property Details

APN / Parcel Number

Primary APN	`0013D099000`
Alternative APNs	`0013D099` `8497`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,429 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	238 ft deep x 153 ft wide
Garage Area	604 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8497
Street Address	78 MONROE DR
City	RINGGOLD
State	GA
Zip	30736-5464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 41 ADDN TO MASON HILLS
Legal Subdivision	MASON HILLS
Legal Lot Number	41
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	1
Census Block	1015
Census Tract	30404

Owner

Source: Catoosa County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 MONROE DR, RINGGOLD, GA 30736-5464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage HIGHLAND MORTGAGE
Oct 25, 2023	Warranty Deed, Transfer · Conventional Mortgage HIGHLAND MORTGAGE
Jun 1, 2021	Warranty Deed, Transfer BATTLEFIELD TITLE
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Nov 13, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage PROSPERITY HOME MORTGAGE
Apr 16, 2020	Warranty Deed, Construction Loan · Line of Credit SMARTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2023 · Amount on Record
Deed Sale	Oct 25, 2023 · Amount on Record
Prior Sale	May 28, 2021 · Amount on Record
Deed Document Number	20236864
Deed Book / Page	2300 / 753
Prior Transfer Date	May 2, 1964
Prior Transfer Doc	0127000320
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	78 MONROE DR, RINGGOLD, GA 30736-5464
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 MONROE DR, RINGGOLD, GA 30736-5464

Mortgage

Document Number	0024290000000370
Date	Jan 27, 2026
Book Page	0000002429/0000000370
Instrument	2026000558

Lender

Name	HIGHLAND MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2041

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Oct 25, 2023
Property Address	78 MONROE DR, RINGGOLD, GA 30736-5464
Document Number	0023000753
Book / Page	2300 / 753
Instrument Date	Oct 24, 2023
Instrument	D2023006864
Transaction Type	Transfer
Record Updated	Dec 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6001 JACKSON SQUARE BLVD, RINGGOLD, GA 30736

Mortgage

Document Number	D2023006865
Date	Oct 25, 2023
Instrument	D2023006865

Lender

Name	HIGHLAND MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 1, 2021
Property Address	78 MONROE DR, RINGGOLD, GA 30736-5464
Document Number	0021410849
Book / Page	002141 / 000849
Instrument Date	May 28, 2021
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	BATTLEFIELD TITLE

Transaction

Amount	Amount Recorded
Tax	$520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	MONROE DR RINGGOLD GA 30736, RINGGOLD, GA 30736

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	May 28, 2021
Property Address	78 MONROE DR, RINGGOLD, GA 30736-5464
Document Number	0021410849
Book / Page	2141 / 849
Instrument Date	May 28, 2021
Instrument	2021-001241
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 MONROE DR, RINGGOLD, GA 30736-5464

Mortgage

Document Number	0021420000000001
Date	Jun 1, 2021
Book Page	0000002142/0000000001
Instrument	005384

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Nov 13, 2020
Property Address	78 MONROE DR, RINGGOLD, GA 30736-5464
Document Number	0020920429
Book / Page	2092 / 429
Instrument Date	Nov 13, 2020
Instrument	2020-002485
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 MONROE DR, RINGGOLD, GA 30736-5464

Mortgage

Document Number	0020920000000431
Date	Nov 13, 2020
Book Page	0000002092/0000000431
Instrument	009444

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

April 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Apr 16, 2020
Property Address	78 MONROE DR, RINGGOLD, GA 30736-5464
Document Number	0020460103
Book / Page	002046 / 000103
Instrument Date	Apr 9, 2020
Transaction Type	Construction Loan
Record Updated	May 8, 2020
Title Company	NW GA LAND TITLE COMPANY, NW GA LAND TITLE CO

Transaction

Amount	Amount Recorded
Tax	$25.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	MONROE DR RINGGOLD GA 30736, RINGGOLD, GA 30736

Mortgage

Document Number	20460105
Date	Apr 16, 2020
Book Page	002046/000105

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37412

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 15, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,372.00 (+4.67%)	$230,279 (+23.42%) Land $12,000 Building $218,279	$575,698 (+23.42%) Land $30,000 Building $545,698
2023	$4,177.00 (+28.13%)	$186,577 Land $13,077 Building $173,500	$466,442 Land $32,693 Building $433,749
2022	$3,260.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company.

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