78 Mitchell Rd, Somers, NY 10589 Property Records

Westchester County and Somers Town property record for 78 Mitchell Rd, Somers, NY 10589

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,068 sqft · built 1983
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Mar 2023)
Tax Bill	$15,590 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`555200 6.15-1-55`

Property Details

APN / Parcel Number

Primary APN	`555200 6.15-1-55`
Alternative APNs	`520000601500010550000000` `1930000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,068 sqft Living Area
1st Floor Area	1,455 sqft
Upper Floors Area	306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	1930000
Street Address	78 MITCHELL RD
City	SOMERS
State	NY
Zip	10589-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	1
Legal Lot Number	55.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	SOMERS
Census Block Group	1
Census Block	1018
Census Tract	14909

Owner

Source: Westchester County and Somers Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 MITCHELL RD, SOMERS, NY 10589-1801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 23, 2026	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Mar 27, 2023	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2023 · Amount on Record
Deed Sale	Mar 27, 2023 · Amount on Record
Deed Document Number	20233392
Prior Transfer Date	Mar 2, 2001
Prior Transfer Doc	0411020281
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	78 MITCHELL RD, SOMERS, NY 10589-1801
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	UNKNOWN, MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 MITCHELL RD, SOMERS, NY 10589-1801

Mortgage

Document Number	0660233118
Date	Jan 23, 2026
Instrument	660233118

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	78 MITCHELL RD, SOMERS, NY 10589-1801
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	FREEDOM ABSTRACT INC, FREEDOM ABSTRACT NY JP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 MITCHELL RD, SOMERS, NY 10589-1801

Mortgage

Document Number	0660233119
Date	Jan 23, 2026
Instrument	660233119

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate	6.49%

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 27, 2023
Property Address	78 MITCHELL RD, SOMERS, NY 10589-1801
Document Number	0630813392
Map Reference	MAP 213626
Instrument Date	Mar 24, 2023
Instrument	630813392
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	LAWYERS TITLE, LAWYERS TITLE INSURANCE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 EASTRIDGE DR, WATERBURY, CT 06708-3320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 LILLIAN RD, MAHOPAC, NY 10541-3027

Mortgage

Document Number	0630863044
Date	Mar 27, 2023
Instrument	630863044

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Westchester County and Somers Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Somers Town
Unified School District	Somers Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,590.00 (+11.54%)
2025	$13,977.00	$63,500 (-) Land $8,900 Building $54,600	$717,514 (+10.51%) Land $100,565 Building $616,949
2024		$63,500 (-) Land $8,900 Building $54,600	$649,284 (-0.72%) Land $91,002 Building $558,282
2023		$63,500 Land $8,900 Building $54,600	$653,965 Land $91,658 Building $562,307

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1980–2010)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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