78 Misty Ln, Durango, CO 81301 Property Records

La Plata County property record for 78 Misty Ln, Durango, CO 81301

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3.75 ba · 2,837 sqft · built 1994
Lot Size	35.5 acres (1,546,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$681,000 (Dec 2018)
Tax Bill	$4,391 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5665-052-00-052`

Property Details

APN / Parcel Number

Primary APN	`5665-052-00-052`
Alternative APN	`R011185`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,837 sqft Living Area
Gross Area	4,227 sqft
Basement Area	350 sqft
Finished Basement	350 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Lot Area	1,546,380 sqft
Garage Type	Attached
Garage Area	1,390 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	181 sqft
Deck Area	Deck Area
Patio Area	639 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R011185
Street Address	78 MISTY LN
City	DURANGO
State	CO
Zip	81301-8502
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECTION: 5 TOWNSHIP: 35 RANGE: 9 TRACT IN LOT 3 & SE/4 SW/4 78 MISTY LN DURANGO 81301
Legal Range	09
Legal Township	35
Legal Section	05
Legal Subdivision	DURANGO
Legal Tract	I
Legal Block	1
Legal Lot Number	3
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1015
Census Tract	970701

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 MISTY LN, DURANGO, CO 81301-8502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Aug 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Dec 14, 2018	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	Jul 8, 2015 · Amount on Record
Deed Document Number	20181151637
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	78 MISTY LN, DURANGO, CO 81301-8502
Transaction Type	Mortgage
Record Updated	Jun 30, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 MISTY LN, DURANGO, CO 81301-8502

Mortgage

Document Number	0001205157
Date	Jan 18, 2022
Instrument	1205157

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	78 MISTY LN, DURANGO, CO 81301-8502
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001182649
Date	Dec 4, 2020
Instrument	1182649

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	78 MISTY LN, DURANGO, CO 81301-8502
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001160723
Date	Aug 23, 2019
Instrument	1160723

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Dec 14, 2018
Property Address	78 MISTY LN, DURANGO, CO 81301-8502
Document Number	0001151637
Instrument Date	Dec 13, 2018
Instrument	1151637
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	78 MISTY LN, DURANGO, CO 81301-8502

Mortgage

Document Number	0001151638
Date	Dec 14, 2018
Instrument	1151638

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,330 (+2.71%) Land $29,130 Building $51,200	$1,251,310 (-) Land $453,750 Building $797,560
2025	$4,391.00 (+54.67%)	$78,210 (+38.94%) Land $28,360 Building $49,850	$1,251,310 (+48.94%) Land $453,750 Building $797,560
2024	$2,839.00 (+16.26%)
2023	$2,442.00 (+14.27%)	$56,290 (+15.51%) Land $25,000 Building $31,290	$840,160 (+17.25%) Land $373,080 Building $467,080
2022	$2,137.00	$48,730 Land $21,930 Building $26,800	$716,570 Land $322,500 Building $394,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1980–2014)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 95% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AlignTec Fixed Wireless	50 / 25

May also be available: CenturyLink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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