Wayne County and Galen Town property record for 78 Mill St, Clyde, NY 14433
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,264 sqft · built 1910 |
| Lot Size | 2.54 acres (110,642 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $52,900 (Jun 2011) |
| Tax Bill | $2,971 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| APN | 0537-00 |
| Primary APN | 0537-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,264 sqft Living Area |
| 1st Floor Area | 667 sqft |
| 2nd Floor Area | 597 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 110,642 sqft (2.54 acres) |
| Lot Dimensions | 356 ft deep x 192 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 188 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0537-00 |
|---|---|
| Street Address | 78 MILL ST |
| City | CLYDE |
| State | NY |
| Zip | 14433-1413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 42112-18-276136 |
| Legal Block | 18 |
| Legal Lot Number | 310.140 |
| Jurisdiction | WAYNE NY |
| Township / Civil Division | GALEN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 21800 |
Source: Wayne County and Galen Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 78 MILL ST, CLYDE, NY 14433-1413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2011 · Amount on Record |
| Deed Sale | Jun 27, 2011 · Amount on Record |
| Prior Sale | Mar 20, 2009 · Amount on Record |
| Deed Book / Page | 912 / 98978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE NY |
| Property Address | 78 MILL ST, CLYDE, NY 14433-1413 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00R9333765 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | R9333765 |
| Name | GENERATIONS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Wayne County and Galen Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Wayne County |
| County Subdivision | Galen Town |
| Municipality | Clyde Village |
| Unified School District | Clyde-Savannah Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,971.00 (+4.43%) Homeowner's exemption | ||
| 2025 | $2,845.00 | $64,300 (-) Land $21,900 Building $42,400 | $98,923 (+29.23%) Land $33,692 Building $65,231 |
| 2023 | $64,300 Land $21,900 Building $42,400 | $76,548 Land $26,072 Building $50,476 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (2006) |
| Most Recent Claim | Jul 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLYDE VILLAGE serves 2,269 people · EPA ID NY5801228 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CBN.
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