78 Middlesex St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 78 Middlesex St, Lowell, MA 01852 · Last verified July 2026

Property Summary

Property Type	Apartments (5+ Units)
Details	28,620 sqft · built 1890
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on File
Last Sale	$599,000 (Dec 2020)
Tax Bill	$16,563 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`L15680`

Property Details

APN / Parcel Number

Primary APN	`L15680`
Alternative APNs	`LOWE M:160 B:4085 L:78` `M:000160 T:L15680`

Interior

Units	26 Units
Stories	3 Stories
Building Area	28,620 sqft Living Area
Gross Area	37,920 sqft
1st Floor Area	9,300 sqft
Basement Area	9,300 sqft
Unfinished Basement	1,188 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	12,197 sqft (0.28 acres)
Pool Type	Pool with Hot Tub/Spa
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	L15680
Street Address	78 MIDDLESEX ST
City	LOWELL
State	MA
Zip	01852-2111
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Block	4085
Legal Lot Number	78
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1018
Census Tract	310101

Owner

Source: Middlesex County and Lowell City records · APN L15680

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 190923, ROXBURY, MA 02119-0019
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust
May 01, 2025	Deed of Trust, Mortgage · Commercial Mortgage LOWELL FIVE CENTS SAVINGS BANK
May 01, 2025	Deed of Trust, Mortgage LOWELL DEVELOPMENT & FINANCIAL
Jul 08, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NEEDHAM BANK
Feb 28, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CCG FUND 1 LLC
Dec 24, 2020	Foreclosure NOT AVAILABLE
Dec 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 22, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 24, 2020 · Amount on Record
Deed Sale	Dec 24, 2020 · Amount on Record
Prior Sale	Dec 24, 2020 · Amount on Record
Deed Document Number	202067685
Deed Book / Page	35104 / 75
Record Updated	Sep 20, 2026

June 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Recording Date	Jun 24, 2026
Property Address	78 MIDDLESEX ST, LOWELL, MA 01852-2232
Document Number	0000019742
Book / Page	40150 / 75
Instrument Date	Jun 23, 2026
Instrument	202619742
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019742,
Date	Jun 24, 2026
Book Page	40150/75
Instrument	202619742

Lender

Agreement

Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	78 MIDDLESEX ST, LOWELL, MA 01852-2111
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039223-232
Date	May 01, 2025
Book Page	39223/232
Instrument	12816

Lender

Name	LOWELL FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	78 MIDDLESEX ST, LOWELL, MA 01852-2111
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039223-268
Date	May 01, 2025
Book Page	39223/268
Instrument	12819

Lender

Name	LOWELL DEVELOPMENT & FINANCIAL

Agreement

Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	78 MIDDLESEX ST, LOWELL, MA 01852-2111
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037215-78
Date	Jul 08, 2022
Book Page	37215/78
Instrument	29375

Lender

Name	NEEDHAM BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	78 MIDDLESEX ST, LOWELL, MA 01852-2111
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037699-160
Date	Feb 28, 2023
Book Page	37699/160
Instrument	5333

Lender

Name	CCG FUND 1 LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Mar 01, 2024

December 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	LOWELL MA
Recording Date	Dec 24, 2020
Property Address	78 MIDDLESEX ST, LOWELL, MA 01852-2111
Document Number	35104-60
Book / Page	035104 / 000060
Instrument Date	Dec 23, 2020
Instrument	67680
Transaction Type	Foreclosure
Record Updated	Jan 19, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$917.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2047 ANDOVER MA 018100036, ANDOVER, MA 01810-0036

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Dec 24, 2020
Property Address	78 MIDDLESEX ST, LOWELL, MA 01852-2111
Document Number	35104-75
Book / Page	035104 / 000075
Instrument Date	Dec 23, 2020
Instrument	67685
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$2,731.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	407 DUDLEY ST ROXBURY MA 021193392, ROXBURY, MA 02119-3392

December 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	LOWELL MA
Recording Date	Dec 22, 2017
Property Address	78 MIDDLESEX ST, LOWELL, MA 01852-2111
Document Number	31749-280
Book / Page	031749 / 000280
Instrument Date	Dec 21, 2017
Instrument	57558
Transaction Type	Foreclosure
Record Updated	Jan 11, 2018

Transaction

Amount	Amount Recorded
Tax	$916.56
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2047 ANDOVER MA 018100036, ANDOVER, MA 01810-0036

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$16,563.00 (-16.78%)	$1,442,800 (-13.66%) Land $181,900 Building $1,260,900
2024	$19,903.00 (+26.38%)	$1,671,100 (+158.48%) Land $170,000 Building $1,501,100
2023	$15,749.00	$646,500 Land $131,900 Building $514,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173101011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 410 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fiber	980 / 880
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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