78 Merrick St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 78 Merrick St, West Springfield, MA 01089

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 1,883 sqft · built 2013
Lot Size	0.232 acres (10,125 sqft)
Owner	2 Trust Names on File
Last Sale	$165,000 (Jun 2014)
Tax Bill	$4,080 (2026)
Deeds & Mortgages	Jan 2021 Refinance Jun 2026 Transfer
Flood Zone	Zone X (reduced by levee)
APN	`C01-01201-05-002`

Property Details

APN / Parcel Number

Primary APN	`C01-01201-05-002`
Alternative APN	`WSPR M:00C01 B:01201 L:05-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,883 sqft Living Area
Gross Area	3,130 sqft
Basement Area	918 sqft
Unfinished Basement	918 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Lot Area	10,125 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	C01-01201-05-002
Street Address	78 MERRICK ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-3421
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	1201
Legal Lot Number	5-2
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	5
Census Block	5004
Census Tract	812300

Owner

78 Merrick St, a condominium, is owner-occupied and held in a trust since June 2014.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	78 MERRICK ST, WEST SPRINGFIELD, MA 01089-3421
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RADIUS FINANCIAL GROUP
Jun 1, 2026	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2014 · Amount on File
Deed Sale	Jun 6, 2014 · Amount on File
Deed Document Number	201426027
Deed Book / Page	20305 / 550
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	78 MERRICK ST, WEST SPRINGFIELD, MA 01089-3421
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023674-163
Date	Jan 27, 2021
Book Page	23674/163
Instrument	5902

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Jun 1, 2026
Property Address	78 MERRICK ST, WEST SPRINGFIELD, MA 01089-3421
Document Number	026353-324
Book / Page	26353 / 324
Instrument Date	May 26, 2026
Instrument	202624320
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 78 Merrick St was $4,080, up 3.2% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,080.00 (+3.16%)	$291,000 (+9.4%) Building $291,000	$316,184 (-4.33%)
2025	$3,955.00 (+9.25%)	$266,000 (+8.84%) Building $266,000	$330,505
2024	$3,620.00 (+5.42%)	$244,400 (+10.59%) Building $244,400
2023	$3,434.00	$221,000 Building $221,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 Merrick St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 78 Merrick St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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