Chatham County property record for 78 Melody Dr, Pooler, GA 31322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,888 sqft · built 2016 |
| Lot Size | 0.191 acres (8,320 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $262,751 (May 2017) |
| Tax Bill | $6,035 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-1010F-05-040 |
| Primary APN | 5-1010F-05-040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,888 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,320 sqft (0.191 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 184 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 78 MELODY DR |
|---|---|
| City | POOLER |
| State | GA |
| Zip | 31322-3645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 186 HARMONY SUB PHASE 3 PLA T BOOK 50 PG 527 .191 AC |
| Legal Subdivision | HARMONY SUB |
| Legal Phase | 3 |
| Legal Lot Number | 186 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | POOLER-BLOOMINGDALE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 10810 |
Source: Chatham County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 78 MELODY DR, POOLER, GA 31322-3645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2017 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE RESEARCH CENTER |
| Aug 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2017 · Amount on Record |
| Deed Sale | May 26, 2017 · Amount on Record |
| Prior Sale | Sep 12, 2016 · Amount on Record |
| Deed Document Number | 20175109 |
| Deed Book / Page | 1087 / 190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 78 MELODY DR, POOLER, GA 31322-3645 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010870191 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 1087/191 |
| Instrument | 30403710014 |
| Name | MORTGAGE RESEARCH CENTER |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 78 MELODY DR, POOLER, GA 31322-3645 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 78 MELODY DR, POOLER, GA 31322-3645 |
| Document Number | 0020110750 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | 0000002011/0000000750 |
| Instrument | 032482810017 |
| Name | BANKSOUTH MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Pooler City |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $194,600 (+3.33%) Land $26,000 Building $168,600 | $486,500 (+3.33%) Land $65,000 Building $421,500 | |
| 2025 | $6,035.00 (+37.25%) | $188,320 (+24.75%) Land $26,000 Building $162,320 | $470,800 (+24.75%) Land $65,000 Building $405,800 |
| 2023 | $150,960 (+11.26%) Land $11,200 Building $139,760 | $377,400 (+11.26%) Land $28,000 Building $349,400 | |
| 2022 | $4,397.00 | $135,680 Land $11,200 Building $124,480 | $339,200 Land $28,000 Building $311,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 6 (2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POOLER serves 28,423 people · EPA ID GA0510001 |
|---|---|
| Water Source | Purchased surface water from SAVANNAH-I & D |
| Last State Inspection | Nov 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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