78 Maple Ave, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 78 Maple Ave, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1972
Lot Size	0.137 acres (5,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$368,000 (Jul 2026)
Tax Bill	$1,786 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2025 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-757-5158-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-757-5158-6`
Alternative APNs	`30-27-16-48492-000-0780` `271630484920000780` `162730484920000780` `R322004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,032 sqft
1st Floor Area	1,680 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,950 sqft (0.137 acres)
Lot Dimensions	80 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R322004
Street Address	78 MAPLE AVE
City	PALM HARBOR
State	FL
Zip	34684-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LAKE SHORE ESTATES LOT 78
Legal Range	16E
Legal Township	27S
Legal Section	30
Legal Subdivision	LAKE SHORE ESTATES
Legal Tract	48492
Legal Lot Number	78
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3005
Census Tract	27204

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 MAPLE AVE, PALM HARBOR, FL 34684-1219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Oct 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 5, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Feb 23, 2018	Loan Modification, Mortgage ERNEST W IV MONROSE
Nov 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage SAHIBZADA A AHMED
Nov 13, 2017	Warranty Deed, Transfer ERNEST W IV MONROSE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Prior Sale	Sep 5, 2018 · Amount on Record
Deed Document Number	2026203305
Deed Book / Page	23644 / 1093
Prior Transfer Date	Oct 2, 2020
Prior Transfer Doc	0212030798
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 29, 2026
Property Address	78 MAPLE AVE, PALM HARBOR, FL 34684-1219
Document Number	0000203305
Book / Page	23644 / 1093
Instrument Date	Jul 20, 2026
Instrument	2026203305
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	SUNBELT TITLE COMPANY, SUNBELT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260,176.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 MAPLE AVE, PALM HARBOR, FL 34684-1219
Investor	Possibly a Property Investor

Mortgage

Document Number	0000203306,
Date	Jul 29, 2026
Instrument	2026203306

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	78 MAPLE AVE, PALM HARBOR, FL 34684-1219
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 MAPLE AVE, PALM HARBOR, FL 34684-1219

Mortgage

Document Number	0233422494
Date	Oct 29, 2025
Book Page	23342/2494
Instrument	2025306802

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	78 MAPLE AVE, PALM HARBOR, FL 34684-1219
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 MAPLE AVE, PALM HARBOR, FL 34684-1219

Mortgage

Document Number	0221890926
Date	Sep 1, 2022
Book Page	22189/926
Instrument	2022267400

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Oct 9, 2020
Property Address	78 MAPLE AVE, PALM HARBOR, FL 34684-1219
Document Number	0212030798
Book / Page	21203 / 798
Map Reference	MB 39 PG 15
Instrument Date	Oct 2, 2020
Instrument	2020303312
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	INSPIRE CLOSING SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 MAPLE AVE, PALM HARBOR, FL 34684-1219

Mortgage

Document Number	0021203801
Date	Oct 9, 2020
Instrument	21203/801

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 5, 2018
Property Address	78 MAPLE AVE, PALM HARBOR, FL 34684-1219
Document Number	0201941210
Book / Page	20194 / 1210
Map Reference	MB 39 PG 15
Instrument Date	Aug 31, 2018
Instrument	2018284900
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	SURETY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,683.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1479 BELCHER RD S, 1479, LARGO, FL 33771-5200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 MAPLE AVE, PALM HARBOR, FL 34684-1219

Mortgage

Document Number	2018284901
Date	Sep 5, 2018
Instrument	2018284901

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	78 MAPLE AVE, PALM HARBOR, FL 34684-1219
Document Number	0199681320
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	78 MAPLE AVE PALM HARBOR FL 346841219, PALM HARBOR, FL 34684-1219

Mortgage

Document Number	0199681320
Date	Mar 9, 2018
Book Page	019968/001320
Instrument	72782

Lender

Name	ERNEST W IV MONROSE

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	12%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	78 MAPLE AVE, PALM HARBOR, FL 34684-1219
Document Number	0198390873
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1810 BAYSHORE WAY CLEARWATER FL 337601452, CLEARWATER, FL 33760-1452

Mortgage

Document Number	0198390873
Date	Nov 13, 2017
Book Page	019839/000873
Instrument	346577

Lender

Name	SAHIBZADA A AHMED
Address	13191 STARKEY RD # 2, LARGO, FL 33773-1438

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 13, 2017
Property Address	78 MAPLE AVE, PALM HARBOR, FL 34684-1219
Document Number	0198390865
Book / Page	019839 / 000865
Instrument Date	Nov 9, 2017
Instrument	346575
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	FLAGSHIP TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1479 BELCHER ROAD S SLIITE N LARGO FL 33771, LARGO, FL 33771

Mortgage

Document Number	198390867
Date	Nov 13, 2017
Book Page	019839/000867
Instrument	346576

Lender

Name	ERNEST W IV MONROSE
Address	1085 SABLE CT NE, ST PETERSBURG, FL 33702-2783

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Nov 12, 2019

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,786.00 (+7.14%)	$141,848 (+5.99%)	$288,024 (+9.68%) Land $91,307 Building $196,717
2024	$1,667.00 (+2.84%)
2023	$1,621.00 (-5.59%) Homeowner's exemption Disabled Person's exemption	$133,835 (+3%)	$262,596 (+12.01%) Land $111,080 Building $151,516
2022	$1,717.00 Homeowner's exemption Disabled Person's exemption	$129,937	$234,430 Land $111,162 Building $123,268

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 119 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	119 in force
Nearby Flood Claims	9 (1993–2024)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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