Essex County and Saugus Town property record for 78 Main St, Saugus, MA 01906 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,572 sqft Living Area |
| Lot Size | 4,713 sqft (0.108 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $470,000 (2025) |
| Tax Bill | $5,692.00 (2025) |
Source: Essex County and Saugus Town records · APN SAUG M:008-E B:0014 L:0026
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78 MAIN ST, SAUGUS, MA 01906-3350 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Date | Document |
|---|---|
| Jan 13, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance FIRST HOME BANK |
| Feb 03, 2025 | Deed of Trust, Mortgage · Line of Credit DIRECT CU |
| Apr 25, 2025 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage MSA LENDING LLC |
| Dec 20, 2022 | Quit Claim Deed, Transfer Quitclaim Document |
| Nov 20, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance SALEM FIVE MORTGAGE CORP |
| Nov 06, 2018 | Quit Claim Arm's Length for NE States, Transfer NORTHPOINT MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 25, 2025 · Amount on Record |
| Deed Sale | Apr 25, 2025 · Amount on Record |
| Prior Sale | Nov 06, 2018 · Amount on Record |
| Deed Book / Page | 42681 / 474 |
| Prior Transfer Date | Dec 19, 2022 |
| Prior Transfer Doc | 041361-337 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 78 MAIN ST, SAUGUS, MA 01906-3350 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0040652-71 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 40652/71 |
| Instrument | 20220113000240 |
| Name | FIRST HOME BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 78 MAIN ST, SAUGUS, MA 01906-3350 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042558-425 |
|---|---|
| Date | Feb 03, 2025 |
| Book Page | 42558/425 |
| Instrument | 20250203000890 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Apr 25, 2025 |
| Property Address | 78 MAIN ST, SAUGUS, MA 01906-3350 |
| Document Number | 042681-474 |
| Book / Page | 42681 / 474 |
| Instrument Date | Apr 25, 2025 |
| Instrument | 20250425002110 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 78 MAIN ST, SAUGUS, MA 01906-3350 |
| Document Number | 20250425002120 |
|---|---|
| Date | Apr 25, 2025 |
| Instrument | 20250425002120 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Dec 20, 2022 |
| Property Address | 78 MAIN ST, SAUGUS, MA 01906-3350 |
| Document Number | 041361-337 |
| Book / Page | 41361 / 337 |
| Instrument Date | Dec 19, 2022 |
| Instrument | 20221220001390 |
| Transaction Type | Transfer |
| Record Updated | Jan 06, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 SWEETSER ST, WAKEFIELD, MA 01880-1816 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 78 MAIN ST, SAUGUS, MA 01906-3350 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38043-19 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 38043/19 |
| Instrument | 20191120001210 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Nov 06, 2018 |
| Property Address | 78 MAIN ST, SAUGUS, MA 01906-3350 |
| Document Number | 37135-56 |
| Book / Page | 37135 / 56 |
| Instrument | 181106002270 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39.23 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 371350058 |
|---|---|
| Date | Nov 06, 2018 |
| Instrument | 37135/0058 |
| Name | NORTHPOINT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 06, 2048 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,692.00 (+6.57%) | $533,000 (+6.28%) Land $279,600 Building $253,400 | $443,745 |
| 2024 | $5,341.00 (+1.12%) | $501,500 (+6.91%) Land $254,100 Building $247,400 | |
| 2023 | $5,282.00 | $469,100 Land $228,700 Building $240,400 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | SAUG M:008-E B:0014 L:0026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,572 sqft Living Area |
| Gross Area | 2,938 sqft Gross Area |
| 1st Floor | 786 sqft 1st Floor |
| Basement Area | 786 sqft Basement |
| Unfinished Basement | 786 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 4,713 sqft (0.108 acres) |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 10009012 |
|---|---|
| Street Address | 78 MAIN ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3350 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 14 |
| Legal Lot Number | 26 |
| Jurisdiction | SAUGUS MA |
| Minor Civil Division | SAUGUS |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 208200 |
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