78 Main St, Inlet Beach, FL 32461 Property Records

Walton County property record for 78 Main St, Inlet Beach, FL 32461

Property Summary

Property Type	Hotel
Details	6 bd · 6 ba · 4,920 sqft · built 2001
Lot Size	0.062 acres (2,701 sqft)
Owner	Company Name on Record
Last Sale	$3,000,000 (Feb 2015)
Tax Bill	$40,649 (2025)
Deeds & Mortgages	Feb 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`35-3S-18-16062-025-0100`

Property Details

APN / Parcel Number

Primary APN	`35-3S-18-16062-025-0100`
Alternative APNs	`35-318-16062-025-0100` `1080256`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Units	2 Units
Stories	4 Stories
Building Area	4,920 sqft Gross Area
1st Floor Area	788 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Elevator	Elevator

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	2,701 sqft (0.062 acres)
Lot Dimensions	85 ft deep x 32 ft wide
Garage Area	360 sqft
Driveway	Brick Driveway
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	78 MAIN ST
City	INLET BEACH
State	FL
Zip	32461-5028
Property Category	Commercial
Property Type	Commercial > Retail > Hotel
Legal Description	LOT 10 BLK 25 ROSEMARY BEACH PH 4 PB 16-11 OR 1929-158 OR 2753-3577 OR 2867-4860 OR 2868-4822 OR 2970-3060
Legal Range	018
Legal Township	03S
Legal Section	35
Legal Subdivision	ROSEMARY BEACH PH 4
Legal Phase	4
Legal Block	25
Legal Lot Number	10
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1021
Census Tract	950611

Owner

Source: Walton County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	80 AMELIA LN, SANTA ROSA BEACH, FL 32459-5696
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2015 · Amount on Record
Deed Sale	Feb 9, 2015 · Amount on Record
Prior Sale	Jul 1, 2011 · Amount on Record
Deed Document Number	20151310992
Deed Book / Page	2970 / 3060
Record Updated	Oct 29, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	78 MAIN ST, INLET BEACH, FL 32461-5028
Document Number	0031360952
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	80 AMELIA LN SANTA ROSA BEACH FL 324595696, SANTA ROSA BEACH, FL 32459-5696

Mortgage

Document Number	0031360952
Date	Mar 11, 2020
Book Page	003136/000952
Instrument	8950

Lender

Name	CENTENNIAL BK
Type	Bank
Address	2200 STANFORD RD, PANAMA CITY, FL 32405-3647

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$40,649.00	$5,078,703 (-2.27%) Building $5,078,703	$5,078,703 (-2.27%) Building $5,078,703
2023	$38,004.00 (+23.24%)	$5,196,677 (+40.37%) Building $5,196,677	$5,196,677 (+40.37%) Building $5,196,677
2022	$30,837.00	$3,702,057 Land $893,292 Building $2,808,765	$3,702,057 Land $893,292 Building $2,808,765

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Fiber · Cable in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, REV, Verizon.

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