78 Main St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 78 Main St, Acton, MA 01720

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,496 sqft · built 1936
Lot Size0.512 acres (22,300 sqft)
OwnerIndividual Name on Record
Last Sale$147,000 (Apr 1996)
Tax Bill$8,899 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNACTO M:00H3B B:0028 L:0000

Property Details

APN / Parcel Number

Primary APNACTO M:00H3B B:0028 L:0000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,496 sqft Living Area
Gross Area2,854 sqft

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area22,300 sqft (0.512 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address78 MAIN ST
CityACTON
StateMA
Zip01720-3540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block28
JurisdictionACTON MA
Township / Civil DivisionACTON
Census Block Group3
Census Block3013
Census Tract363201

Owner

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address78 MAIN ST, ACTON, MA 01720-3540
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 12, 1996 · Amount on Record
Deed SaleApr 12, 1996 · Amount on Record
Prior SaleJun 16, 1995 · Amount on Record
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address78 MAIN ST, ACTON, MA 01720-3540
Document Number71742-29
Instrument DateOct 9, 2018
Transaction TypeMortgage
Record UpdatedNov 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 MAIN ST ACTON MA 017203540, ACTON, MA 01720-3540

Mortgage

Document Number71742-29
DateOct 15, 2018
Book Page071742/000029
Instrument157767
Lender
NameLIBERTY BAY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,899.00 (+6%)$518,900 (+3.04%) Land $274,500 Building $244,400$620,730 (+5.22%)
2024$8,395.00 (+2.92%)$503,600 (+8.42%) Land $274,500 Building $229,100$589,950
2023$8,157.00$464,500 Land $249,500 Building $215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims7 (1978–2010)
Claims Outside the SFHA3 of 7
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACTON WATER SUPPLY DISTRICT
serves 21,285 people · EPA ID MA2002000
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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