Pontotoc County property record for 78 Main Ave, Algoma, MS 38820 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,945 sqft · built 1996 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,191 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit May 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 119C-31-I-001 |
| Primary APN | 119C-31-I-001 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,945 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 6528 |
|---|---|
| Street Address | 78 MAIN AVE |
| City | ALGOMA |
| State | MS |
| Zip | 38820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 357-436; 488-67 20131167 3/11/13 489 7628 |
| Legal Lot Number | 357-436 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 950500 |
Source: Pontotoc County records · APN 119C-31-I-001
Assessment roll updated September 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 182, ALGOMA, MS 38820-0182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 01, 2018 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| May 30, 2023 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 78 MAIN AVE, ALGOMA, MS 38820 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 182, ALGOMA, MS 38820-0182 |
| Document Number | 2018001681 |
|---|---|
| Date | May 01, 2018 |
| Instrument | 2018001681 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Apr 26, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 78 MAIN AVE, ALGOMA, MS 38820 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 78 MAIN AVE, ALGOMA, MS 38820 |
| Document Number | 2023001875 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 2023001875 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 26, 2048 |
Source: Pontotoc County records · Assessment roll updated September 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Mississippi |
| Municipality | Algoma Town |
| County | Pontotoc County |
| Unified School District | Pontotoc County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,191.00 Homeowner's exemption | $9,322 (-) | $93,222 (-) Land $7,550 Building $85,672 |
| 2023 | $1,191.00 Homeowner's exemption | $9,322 | $93,222 Land $7,550 Building $85,672 |
Source: FEMA National Flood Hazard Layer, Pontotoc County (28115C), updated August 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281159505004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 38% of the US · above 22% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,370 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Tombigbee Electric Power Association | Fiber | 2,000 / 1,000 |
| Fail Telecommunication | Fiber | 1,000 / 1,000 |
May also be available at this address: T-Mobile USA, BCI Mississippi Broadband, AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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