78 Madison St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 78 Madison St, Chicopee, MA 01020

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,294 sqft · built 1930
Lot Size	0.113 acres (4,915 sqft)
Owner	2 Individual Names on File
Last Sale	$221,000 (Sep 2020)
Tax Bill	$3,931 (2025)
Deeds & Mortgages	Dec 2020 Transfer Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-00068`

Property Details

APN / Parcel Number

Primary APN	`85-00068`
Alternative APN	`CHIC M:0085 P:00068`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,294 sqft Living Area
Gross Area	5,040 sqft
1st Floor Area	1,219 sqft
Attic	Attic
Attic Area	1,111 sqft
Basement Area	1,147 sqft
Unfinished Basement	1,147 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,915 sqft (0.113 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	85-00068
Street Address	78 MADISON ST
City	CHICOPEE
State	MA
Zip	01020-2506
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	4
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3010
Census Tract	810700

Owner

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	78 MADISON ST, CHICOPEE, MA 01020-2506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 28, 2020	Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Deed Document Number	202055142
Deed Book / Page	23443 / 422
Last Transfer Date	Dec 4, 2020
Transfer Doc	23573-285
Record Updated	Jun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 4, 2020
Property Address	78 MADISON ST, CHICOPEE, MA 01020-2506
Document Number	23573-285
Book / Page	023573 / 000285
Instrument Date	Dec 4, 2020
Instrument	72276
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WARREGAN ST CHICOPEE MA 010132355, CHICOPEE, MA 01013-2355

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Sep 28, 2020
Property Address	78 MADISON ST, CHICOPEE, MA 01020-2506
Document Number	23443-422
Book / Page	23443 / 422
Instrument Date	Sep 25, 2020
Instrument	55142
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 WARREGAN ST, CHICOPEE, MA 01013-2355

Mortgage

Document Number	55143
Date	Sep 28, 2020
Instrument	55143

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,931.00 (+5.76%)	$259,300 (+2.98%) Land $68,400 Building $190,900
2024	$3,717.00 (+7.18%)	$251,800 (+1%) Land $67,000 Building $184,800
2023	$3,468.00	$228,900 Land $61,000 Building $167,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on Madison St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures