Augusta County property record for 78 Lofty Cir, Stuarts Draft, VA 24477 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2012 |
| Square Footage | 1,447 sqft Living Area |
| Lot Size | 16,117 sqft (0.37 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $273,000 (2020) |
| Tax Bill | $1,551.00 (2026) |
| Primary APN | 083A 9 149 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,447 sqft Living Area |
| Gross Area | 3,503 sqft Gross Area |
| 1st Floor | 1,447 sqft 1st Floor |
| Basement Area | 1,447 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,117 sqft (0.37 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Deck Area | Deck Area |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 78 LOFTY CIR |
|---|---|
| City | STUARTS DRAFT |
| State | VA |
| Zip | 24477-3229 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 83A-(9)-149 OVERLOOK PHASE 2 LOT 149 .37AC |
| Legal Subdivision | OVERLOOK PHASE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 149 |
| Jurisdiction | AUGUSTA VA |
| Minor Civil Division | RIVERHEADS |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 71102 |
Source: Augusta County records · APN 083A 9 149
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78 LOFTY CIR, STUARTS DRAFT, VA 24477-3229 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Sep 02, 2020 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage WATERSTONE MORTGAGE CORP |
| May 20, 2019 | Executor's Deed, Transfer · Stand Alone First Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 02, 2020 · Amount on Record |
| Deed Sale | Sep 02, 2020 · Amount on Record |
| Prior Sale | May 20, 2019 · Amount on Record |
| Deed Doc Number | 20207857 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 78 LOFTY CIR, STUARTS DRAFT, VA 24477-3229 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210010078 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 210010078 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Sep 02, 2020 |
| Property Address | 78 LOFTY CIR, STUARTS DRAFT, VA 24477-3229 |
| Document Number | 200007857 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 200007857 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 LOFTY CIR, STUARTS DRAFT, VA 24477-3229 |
| Document Number | 200007858 |
|---|---|
| Date | Sep 02, 2020 |
| Instrument | 200007858 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | May 20, 2019 |
| Property Address | 78 LOFTY CIR, STUARTS DRAFT, VA 24477-3229 |
| Document Number | 190003489 |
| Instrument Date | May 17, 2019 |
| Instrument | 190003489 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2021 |
| Title Company | VS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 LOFTY CIR, STUARTS DRAFT, VA 24477-3229 |
| Document Number | 190003490 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 190003490 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Augusta County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Augusta County |
| Unified School District | Augusta County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,551.00 | $298,400 (-) Land $60,000 Building $238,400 | |
| 2025 | $298,400 (+41.89%) Land $60,000 Building $238,400 | ||
| 2024 | $298,400 (+41.89%) Land $60,000 Building $238,400 | ||
| 2023 | $1,324.00 | $210,300 Land $60,000 Building $150,300 | $210,300 Land $60,000 Building $150,300 |
Source: FEMA National Flood Hazard Layer, Augusta County (51015C), updated March 28, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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