78 Locust Dr, Ocala, FL 34472 Property Records

Marion County property record for 78 Locust Dr, Ocala, FL 34472 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,749 sqft · built 2019
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$289,900 (May 2024)
Tax Bill$3,655 (2025)
Deeds & MortgagesMay 2024 Sale & Mortgage
Jul 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN9034-1067-18

Property Details

APN / Parcel Number

Primary APN9034-1067-18
Alternative APNs
  • 2470526000
  • 2470526

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,749 sqft Living Area
Gross Area2,292 sqft
1st Floor Area1,749 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleModern
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions125 ft deep x 89 ft wide
Garage TypeAttached
Garage Area416 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area79 sqft
Patio Area48 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address78 LOCUST DR
CityOCALA
StateFL
Zip34472-3515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 25 TWP 16 RGE 23 PLAT BOOK J PAGE 286 SILVER SPRINGS SHORES UNIT 34 BLK 1067 LOT 18
Legal Range23E
Legal Township16S
Legal Section25
Legal SubdivisionSILVER SPRINGS SHORES
Legal Block1067
Legal Lot Number18
JurisdictionMARION FL
Township / Civil DivisionBELLEVIEW
Census Block Group3
Census Block3008
Census Tract703

Owner

Source: Marion County records · APN 9034-1067-18

Assessment roll updated December 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address78 LOCUST DR, OCALA, FL 34472-3515
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 29, 2024Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 18, 2019Warranty Deed, Transfer
AMERICAS TITLE
Feb 01, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 29, 2024 · Amount on Record
Deed SaleMay 29, 2024 · Amount on Record
Prior SaleJul 18, 2019 · Amount on Record
Deed Document Number202468984
Deed Book / Page8334 / 383
Prior Transfer DateFeb 14, 2013
Prior Transfer Doc0058110797
Record UpdatedSep 20, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateMay 29, 2024
Property Address78 LOCUST DR, OCALA, FL 34472-3515
Document Number0083340383
Book / Page8334 / 383
Map ReferenceMB J PG 286
Instrument DateMay 29, 2024
Instrument2024068984
Transaction TypeTransfer
Record UpdatedJan 05, 2026
Title CompanyBROKERS TTL OF LEESBURG LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,029.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address87 FAIRWAY CIR, UMATILLA, FL 32784-8654

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 LOCUST DR, OCALA, FL 34472-3515

Mortgage

Document Number2024068985
DateMay 29, 2024
Instrument2024068985
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2054

Mortgage

Document Number0083340398
DateMay 29, 2024
Book Page8334/398
Instrument2024068986
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueJun 01, 2034

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateJul 18, 2019
Property Address78 LOCUST DR, OCALA, FL 34472-3515
Document Number0070060936
Book / Page007006 / 000936
Instrument DateJul 15, 2019
Instrument74975
Transaction TypeTransfer
Record UpdatedJul 31, 2019
Title CompanyAMERICAS TITLE

Transaction

AmountAmount Recorded
Tax$1,154.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2109 OLD HOMESTEAD PL POWHATAN VA 231397063, POWHATAN, VA 23139-7063

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateFeb 01, 2019
Property Address78 LOCUST DR, OCALA, FL 34472-3515
Document Number0069071882
Book / Page006907 / 001882
Instrument DateJan 29, 2019
Instrument10766
Transaction TypeTransfer
Record UpdatedFeb 12, 2019

Transaction

AmountAmount Recorded
Tax$41.96
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1202 SW 17TH ST #102 OCALA FL 344711283, 102, OCALA, FL 34471-1283

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated December 29, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,655.00 (+60.94%) Homeowner's exemption$241,556 (+49.36%) Land $18,000 Building $223,556$241,556 (-15.5%) Land $18,000 Building $223,556
2023$2,271.00 (+2.9%) Homeowner's exemption$161,732 (+3%) Land $15,000 Building $146,732$285,863 (+25.25%) Land $15,000 Building $270,863
2022$2,207.00 Homeowner's exemption$157,021$228,239 Land $14,000 Building $214,239

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marion County (12083C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120830007033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 23 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies23 in force

Wildfire

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire LikelihoodAbout 1 in 410 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Lumen Technologies, Xfinity, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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