78 Lk Varner Ct, Covington, GA 30014 Property Records

Walton County property record for 78 Lk Varner Ct, Covington, GA 30014

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,466 sqft · built 2024
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Tax Bill$8,189 (2025)
Deeds & MortgagesMar 2025 Mortgage
Feb 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNN067B-006

Property Details

APN / Parcel Number

Primary APNN067B-006
Alternative APN
  • 43020

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,466 sqft Heated Area
1st Floor Area2,213 sqft
Utility Area24 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
TerrainRolling
Garage Area506 sqft
PorchSlab
Porch Area593 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number43020
Street Address78 LAKE VARNER CT
CityCOVINGTON
StateGA
Zip30014-5511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1 A2 WP2
Legal DescriptionLOT 6 - LAKE VARNER LANDING
Legal SubdivisionLAKE VARNER LANDING
Legal Lot Number6
JurisdictionWALTON GA
Township / Civil DivisionJERSEY
Census Block Group2
Census Block2053
Census Tract110602

Owner

78 Lk Varner Ct, a single family home, is owned by an individual.

Source: Walton County records, as of April 3, 2026

Owner of RecordIndividual Name on File
Mailing Address78 LAKE VARNER CT, COVINGTON, GA 30014-5511
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROBINS FINANCIAL CREDIT UNION
Feb 28, 2024Deed of Trust, Mortgage · Conventional Mortgage
UNITED BANK
Mar 16, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON GA
Property Address78 LAKE VARNER CT, COVINGTON, GA 30014-5511
Transaction TypeMortgage
Record UpdatedMar 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 LAKE VARNER CT, COVINGTON, GA 30014-5511

Mortgage

Document Number0055820000001701
DateMar 24, 2025
Book Page0000005582/0000001701
Instrument2025002711
Lender
NameROBINS FINANCIAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2055

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON GA
Property Address78 LAKE VARNER CT, COVINGTON, GA 30014-5511
Transaction TypeMortgage
Record UpdatedMar 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 LAKE VARNER CT

Mortgage

Document Number0054380000000450
DateFeb 28, 2024
Book Page0000005438/0000000450
Lender
NameUNITED BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term12 Months
DueJan 1, 2025

March 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWALTON GA
Recording DateMar 16, 2023
Property Address78 LAKE VARNER CT, COVINGTON, GA 30014-5511
Document Number0052810418
Book / Page5281 / 418
Instrument DateMar 16, 2023
Instrument2023-001034
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 5, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1901 RIVERMIST DR, MONROE, GA 30655-9102

Mortgage

Document Number2023002477
DateMar 16, 2023
Instrument2023002477
Lender
NameUNITED BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term34 Months
DueJan 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 78 Lk Varner Ct was $8,189.

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,189.00$267,560 Land $60,000 Building $207,560$668,900 Land $150,000 Building $518,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 Lk Varner Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Lk Varner Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Spectrum.

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