Ulster County and Saugerties Town property record for 78 Lighthouse Dr, Saugerties, NY 12477 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,875 sqft · built 1967 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Company Name on File |
| Last Sale | $813,000 (Dec 2025) |
| Tax Bill | $8,201 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jan 2021 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 514801 18.71-4-2 |
| Primary APN | 514801 18.71-4-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,875 sqft Living Area |
| 1st Floor Area | 1,875 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 128 ft deep x 75 ft wide |
| View / Lot | Waterfront / Beach |
| Porch | Slab |
|---|---|
| Porch Area | 400 sqft |
| Patio Area | 320 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Canopy | 704 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 188272.000 |
|---|---|
| Street Address | 78 LIGHTHOUSE DR |
| City | SAUGERTIES |
| State | NY |
| Zip | 12477-4218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 2.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | SAUGERTIES |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950200 |
Source: Ulster County and Saugerties Town records · APN 514801 18.71-4-2
Assessment roll updated April 20, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 78 LIGHTHOUSE DR, SAUGERTIES, NY 12477-4218 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed, Transfer · Conventional Mortgage INVESTOR MTG FIN LLC |
| Jan 25, 2021 | Deed of Trust, Mortgage · Line of Credit RONDOUT SAVINGS BANK |
| Dec 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage RONDOUT SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 18, 2025 · Amount on Record |
| Deed Sale | Dec 18, 2025 · Amount on Record |
| Prior Sale | Jan 06, 2006 · Amount on Record |
| Deed Book / Page | 7569 / 334 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Dec 18, 2025 |
| Property Address | 78 LIGHTHOUSE DR, SAUGERTIES, NY 12477-4218 |
| Document Number | 0000015025 |
| Book / Page | 7569 / 334 |
| Instrument Date | Nov 26, 2025 |
| Instrument | 2025-15025 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Title Company | LANDATA TITLE INSURANCE, LAND TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000015026 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 2025-15026 |
| Name | INVESTOR MTG FIN LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Type Change Date | Dec 01, 2030 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 78 LIGHTHOUSE DR, SAUGERTIES, NY 12477-4218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001548 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 12296/94 |
| Instrument | 2021-1548 |
| Name | RONDOUT SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 78 LIGHTHOUSE DR, SAUGERTIES, NY 12477-4218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018915 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 12256/27 |
| Instrument | 2020-18915 |
| Name | RONDOUT SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 193 Months |
| Due | Jan 01, 2037 |
Source: Ulster County and Saugerties Town records · Assessment roll updated April 20, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Saugerties Town |
| Municipality | Saugerties Village |
| Unified School District | Saugerties Central School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,201.00 (-22.43%) | $464,000 (+3.11%) Land $152,500 Building $311,500 | $464,000 (+3.11%) Land $152,500 Building $311,500 |
| 2024 | $10,573.00 (+372.64%) | $450,000 (+14.07%) Land $147,500 Building $302,500 | $450,000 (+14.07%) Land $147,500 Building $302,500 |
| 2023 | $394,500 (+20.09%) Land $147,500 Building $247,000 | $394,500 (+20.09%) Land $147,500 Building $247,000 | |
| 2022 | $328,500 Land $147,500 Building $181,000 | $328,500 Land $147,500 Building $181,000 | |
| 2021 | $2,237.00 |
Source: FEMA National Flood Hazard Layer, Ulster County (36111C), updated April 5, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 6% of the US · above 9% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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