Middlesex County and Reading Town property record for 78 Libby Ave, Reading, MA 01867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 916 sqft · built 1940 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $428,000 (Jun 2020) |
| Tax Bill | $6,148 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:029.0-0000-0069.0 |
| Primary APN | READ M:029.0-0000-0069.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 916 sqft Living Area |
| Gross Area | 1,648 sqft |
| Basement Area | 612 sqft |
| Unfinished Basement | 612 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,001 sqft (0.115 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 107000000074 |
|---|---|
| Street Address | 78 LIBBY AVE |
| City | READING |
| State | MA |
| Zip | 01867-1943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records · APN READ M:029.0-0000-0069.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 LIBBY AVE, READING, MA 01867-1943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2020 | Quit Claim Deed, Transfer · Conventional with PMI ROSS MTG CO INC |
| Dec 07, 2017 | Quit Claim Deed, Transfer · Conventional with PMI LEADER BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 26, 2020 · Amount on Record |
| Deed Sale | Jun 26, 2020 · Amount on Record |
| Prior Sale | Dec 07, 2017 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jun 26, 2020 |
| Property Address | 78 LIBBY AVE, READING, MA 01867-1943 |
| Document Number | 0001845544 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 1845544 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,952.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 LIBBY AVE READING MA 018671943, READING, MA 01867-1943 |
| Document Number | 1845545 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 1845545 |
| Name | ROSS MTG CO INC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Dec 07, 2017 |
| Property Address | 78 LIBBY AVE, READING, MA 01867-1943 |
| Document Number | 0000076982 |
| Instrument Date | Dec 07, 2017 |
| Instrument | 76982 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,363.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 LIBBY AVE READING MA 018671943, READING, MA 01867-1943 |
| Document Number | 76983 |
|---|---|
| Date | Dec 07, 2017 |
| Instrument | 76983 |
| Name | LEADER BK NA |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 06, 2047 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,148.00 (+3.02%) | $539,800 (+6.01%) Land $406,100 Building $133,700 | $562,875 (+3.53%) |
| 2024 | $5,968.00 (-2.28%) | $509,200 (+4.97%) Land $382,900 Building $126,300 | $543,685 |
| 2023 | $6,107.00 | $485,100 Land $364,600 Building $120,500 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173344002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Feb 1981, tidal / storm surge |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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