78 Laurel Brook Dr, Canton, NC 28716 Property Records

Haywood County property record for 78 Laurel Brook Dr, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 960 sqft · built 1968
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jul 2022)
Tax Bill	$917 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8661-35-5722`

Property Details

APN / Parcel Number

Primary APN	`8661-35-5722`
Alternative APN	`274053`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Heated Area
Gross Area	1,398 sqft
1st Floor Area	960 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Electric
Sewer	Septic

Location & Zoning

Account Number	274053
Street Address	78 LAUREL BROOK DR
City	CANTON
State	NC
Zip	28716-5376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	78 LAUREL BROOK DR
Jurisdiction	HAYWOOD NC
Township / Civil Division	EAST FORK
Census Block Group	3
Census Block	3064
Census Tract	921302

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 JUNIPER LN, HENDERSONVILLE, NC 28739-4170
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU
Jul 28, 2022	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Oct 4, 2019	Deed of Trust, Mortgage · Line of Credit CHAMPION CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Deed Document Number	20228060
Deed Book / Page	1068 / 1093
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	78 LAUREL BROOK DR, CANTON, NC 28716-5376
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 LAUREL BROOK DR, CANTON, NC 28716-5376

Mortgage

Document Number	0010810801
Date	Feb 22, 2023
Book Page	1081/801
Instrument	2023001391

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year CMT
Max Rate	11.5%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jul 28, 2022
Property Address	78 LAUREL BROOK DR, CANTON, NC 28716-5376
Document Number	0010681093
Book / Page	1068 / 1093
Map Reference	MB 857 PG 223
Instrument Date	Jul 28, 2022
Instrument	2022008060
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78 LAUREL BROOK DR, 78, CANTON, NC 28716-5376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 JUNIPER LN, HENDERSONVILLE, NC 28739-4170

Mortgage

Document Number	0010681096
Date	Jul 28, 2022
Instrument	1068-1096

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	78 LAUREL BROOK DR, CANTON, NC 28716-5376
Document Number	0009831043
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LAUREL BROOK DR #8 CANTON NC 28716, 8, CANTON, NC 28716

Mortgage

Document Number	0009831043
Date	Oct 15, 2019
Book Page	000983/001043
Instrument	9441

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 14, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,700 (-) Land $19,500 Building $97,200
2025	$917.00	$116,700 (-) Land $19,500 Building $97,200	$116,700 (-) Land $19,500 Building $97,200
2023		$116,700 Land $19,500 Building $97,200	$116,700 (-) Land $19,500 Building $97,200
2021			$116,700 Land $19,500 Building $97,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	50 (2004–2024)
Claims Outside the SFHA	12 of 50
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 23 claims Remnants Of Tropical Storm Fred, Aug 2021 · 18 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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