Hamilton County property record for 78 Laura Ln, Cincinnati, OH 45233
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1960 |
| Lot Size | 0.112 acres (4,879 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Nov 2023) |
| Tax Bill | $1,989 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Nov 2023 Sale & Second Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 166-0001-0022-00 |
| Primary APN | 166-0001-0022-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 120 sqft |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 4,879 sqft (0.112 acres) |
| Lot Dimensions | 100 ft deep x 146 ft wide |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 78 LAURA LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45233-1155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER RD 46.32 X 100.11 IRR LOT 3 MARTIN VIEW SUB |
| Legal Subdivision | MARTIN VIEW SUB |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 10600 |
78 Laura Ln is owned and occupied by an individual who bought it in November 2023.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 78 LAURA LN, CINCINNATI, OH 45233-1155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2025 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Nov 27, 2023 | Warranty Deed, Transfer · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY |
| Mar 1, 2021 | Warranty Deed, Transfer |
| Feb 10, 2021 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on File |
| Deed Sale | Nov 27, 2023 · Amount on File |
| Prior Sale | Mar 1, 2021 · Amount on File |
| Deed Document Number | 0000083171 |
| Deed Book / Page | 15049 / 1408 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 78 LAURA LN, CINCINNATI, OH 45233-1155 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 78 LAURA LN, CINCINNATI, OH 45233-1155 |
| Document Number | 0000026667 |
|---|---|
| Date | Apr 14, 2025 |
| Book Page | 15394/1455 |
| Instrument | 2025-0026667 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 27, 2023 |
| Property Address | 78 LAURA LN, CINCINNATI, OH 45233-1155 |
| Document Number | 0000083171 |
| Book / Page | 15049 / 1408 |
| Map Reference | MB 96 PG 74 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 2023-0083171 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 78 LAURA LN, CINCINNATI, OH 45233-1155 |
| Document Number | 0000083173 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 2023-0083173 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0000083172 |
|---|---|
| Date | Nov 27, 2023 |
| Book Page | 15049/1410 |
| Instrument | 2023-0083172 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | EDGEWOOD, MD 21040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 1, 2021 |
| Property Address | 78 LAURA LN, CINCINNATI, OH 45233-1155 |
| Document Number | 0000025692 |
| Book / Page | 14364 / 3054 |
| Map Reference | MB 96 PG 74 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 2021-0025692 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 10, 2021 |
| Property Address | 78 LAURA LN, CINCINNATI, OH 45233-1155 |
| Document Number | 0000017697 |
| Book / Page | 14352 / 1580 |
| Map Reference | MB 96 PG 74 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 2021-0017697 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $192.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14128 PLUM CREEK RD, BUTLER, KY 41006-8391 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 78 Laura Ln was $1,989, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,989.00 (+3.06%) | $31,626 (+%) Land $6,520 Building $25,106 | |
| 2024 | $1,930.00 (-5.76%) | $31,625 (-) Land $6,520 Building $25,105 | |
| 2023 | $2,048.00 (+4.97%) | $31,625 (+16.83%) Land $6,520 Building $25,105 | $90,360 Land $18,630 Building $71,730 |
| 2022 | $1,951.00 | $27,069 Land $5,334 Building $21,735 | |
| 2020 | $77,340 Land $15,240 Building $62,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 78 Laura Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1993–2025) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Laura Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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