78 Lamar Ln, Franklin, NC 28734 Property Records

Macon County property record for 78 Lamar Ln, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,456 sqft · built 1967
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Dec 2020)
Tax Bill	$421 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6597356899`

Property Details

APN / Parcel Number

Primary APN	`6597356899`
Alternative APNs	`1100413` `148337`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Heated Area
1st Floor Area	1,456 sqft
Utility Area	80 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	396 sqft
Carport	Carport
Carport Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	96 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	148337
Street Address	78 LAMAR LN
City	FRANKLIN
State	NC
Zip	28734-8686
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	OFF RD 1338
Jurisdiction	MACON NC
Township / Civil Division	COWEE
Census Block Group	2
Census Block	2013
Census Tract	970100

Owner

78 Lamar Ln is owned and occupied by an individual who bought it in December 2020.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	78 LAMAR LN, FRANKLIN, NC 28734-8686
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage BRAZOS NATIONAL BANK
Jan 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Dec 1, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Prior Sale	Dec 2, 2008
Deed Document Number	20209494
Deed Book / Page	40 / 1808
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	78 LAMAR LN, FRANKLIN, NC 28734-8686
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 LAMAR LN, FRANKLIN, NC 28734-8686

Mortgage

Document Number	000G44/323
Date	Feb 24, 2026
Book Page	G-44/323
Instrument	2026001131

Lender

Name	BRAZOS NATIONAL BANK
Type	Bank
Address	1625 N STEMMONS FWY, DALLAS, TX 75207

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	78 LAMAR LN, FRANKLIN, NC 28734-8686
Transaction Type	Mortgage
Record Updated	Feb 8, 2024
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 LAMAR LN, FRANKLIN, NC 28734-8686

Mortgage

Document Number	000Y42/505
Date	Jan 22, 2024
Book Page	Y-42/505
Instrument	2024000334

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	78 LAMAR LN, FRANKLIN, NC 28734-8686
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00C42/2247
Date	Sep 28, 2022
Book Page	C-42/2247
Instrument	2022007455

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	78 LAMAR LN, FRANKLIN, NC 28734-8686
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000Q40/989
Date	Feb 17, 2021
Book Page	Q-40/989
Instrument	2021001472

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Dec 1, 2020
Property Address	78 LAMAR LN, FRANKLIN, NC 28734-8686
Document Number	00K40/1808
Book / Page	K-40 / 1808
Instrument Date	Nov 30, 2020
Instrument	2020009494
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 LAMAR LN, FRANKLIN, NC 28734-8686

Tax Assessment & Valuation

The 2026 property tax bill for 78 Lamar Ln was $421, up 6.9% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$421.00 (+6.85%)	$170,220 Land $32,700 Building $137,520	$170,220 Land $32,700 Building $137,520
2025	$394.00
2023	$382.00	$153,710 Land $32,700 Building $121,010	$153,710 Land $32,700 Building $121,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 Lamar Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (2009–2018)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Dec 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Lamar Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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