78 Katie Cv, Covington, TN 38019 Property Records

Tipton County property record for 78 Katie Cv, Covington, TN 38019

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,353 sqft · built 1999
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$11,000 (Nov 1998)
Tax Bill$755 (2025)
Deeds & MortgagesJan 2017 Mortgage
Feb 2020 Loan Modification
+ 3 more
Flood ZoneZone X (minimal risk)
APN084016B A 01300

Property Details

APN / Parcel Number

Primary APN084016B A 01300
Alternative APN
  • 016B A 01300

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,353 sqft Living Area
1st Floor Area1,353 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2009
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeMansard
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
TerrainRolling
Garage TypeMixed
Garage Area483 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area30 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address78 KATIE CV
CityCOVINGTON
StateTN
Zip38019-6604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 12, COUNTY AREA: G61
Legal SubdivisionROUGHEDGE EST SEC B
Legal Lot Number13
JurisdictionTIPTON TN
Township / Civil Division3
Census Block Group1
Census Block1004
Census Tract40400

Owner

Source: Tipton County records · APN 084016B A 01300

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address78 KATIE CV, COVINGTON, TN 38019-6604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2017Deed of Trust, Mortgage
INSOUTH BANK
Feb 07, 2020Loan Modification, Mortgage
INSOUTH BK
Mar 06, 2019Loan Modification, Mortgage
INSOUTH BK
May 04, 2018Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY
Feb 12, 2018Loan Modification, Mortgage · Line of Credit
INSOUTH BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 23, 1998 · Amount on Record
Deed SaleNov 23, 1998 · Amount on Record
Deed Document Number0000847693
Record UpdatedJun 08, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address78 KATIE CV, COVINGTON, TN 38019-6604
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1710323
DateJan 11, 2017
Book Page1710/323
Instrument201009
Lender
NameINSOUTH BANK
TypeBank
Agreement
AmountAmount Recorded
Term60 Months
DueFeb 01, 2022

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionTIPTON TN
Property Address78 KATIE CV, COVINGTON, TN 38019-6604
Document Number1831259
Instrument DateFeb 07, 2020
Transaction TypeMortgage
Record UpdatedMar 04, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 KATIE CV COVINGTON TN 380196604, COVINGTON, TN 38019-6604

Mortgage

Document Number1831259
DateFeb 10, 2020
Book Page001831/000259
Instrument230552
Lender
NameINSOUTH BK
TypeBank
AddressCOVINGTON, TN 38019
Agreement
Term12 Months
DueFeb 09, 2021

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionTIPTON TN
Property Address78 KATIE CV, COVINGTON, TN 38019-6604
Document Number1790916
Instrument DateMar 06, 2019
Transaction TypeMortgage
Record UpdatedMar 22, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 KATIE CV COVINGTON TN 380196604, COVINGTON, TN 38019-6604

Mortgage

Document Number1790916
DateMar 07, 2019
Book Page001790/000916
Instrument221312
Lender
NameINSOUTH BK
TypeBank
AddressCOVINGTON, TN 38019
Agreement
Term12 Months
DueMar 06, 2020

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address78 KATIE CV, COVINGTON, TN 38019-6604
Document Number175962
Instrument DateMay 04, 2018
Transaction TypeMortgage
Record UpdatedJun 01, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number175962
DateMay 08, 2018
Book Page001759/000062
Instrument213526
Lender
NameMISCELLANEOUS GOVT AGCY
AddressNASHVILLE, TN 37203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueMay 07, 2025

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionTIPTON TN
Property Address78 KATIE CV, COVINGTON, TN 38019-6604
Document Number1749401
Book / Page001749 / 000401
Instrument DateFeb 12, 2018
Transaction TypeMortgage
Record UpdatedFeb 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 KATIE CV COVINGTON TN 380196604, COVINGTON, TN 38019-6604

Mortgage

Document Number1749401
DateFeb 13, 2018
Book Page001749/000401
Instrument211312
Lender
NameINSOUTH BK
TypeBank
AddressCOVINGTON, TN 38019
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueFeb 12, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$755.00 (+6.34%)$49,625 (-) Land $6,625 Building $43,000
2023$49,625 Land $6,625 Building $43,000
2022$710.00
2020$198,500 Land $26,500 Building $172,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 28, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Aeneas Communications
Fiber
1,000 / 1,000

Based on FCC filings for 25 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFIRST U.D. OF TIPTON COUNTY
serves 9,340 people
Water SourceGroundwater
Last State InspectionJul 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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