78 Johnson St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 78 Johnson St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,866 sqft · built 1925
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Dec 2021)
Tax Bill	$8,072 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Apr 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:30-8E56`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:30-8E56`
Alternative APNs	`NAUG M:018 L:3200` `AL14 8E56` `018-3200` `18-3200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,866 sqft Living Area
Gross Area	3,968 sqft
1st Floor Area	993 sqft
Basement Area	984 sqft
Unfinished Basement	984 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	9,583 sqft (0.22 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	18-3200
Street Address	78 JOHNSON ST
City	NAUGATUCK
State	CT
Zip	06770-4215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Lot Number	3200
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	3
Census Block	3011
Census Tract	345201

Owner

Source: Naugatuck Borough assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	78 JOHNSON ST, NAUGATUCK, CT 06770-4215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2025	Deed of Trust, Mortgage · Line of Credit PROSPERITY HOME MORTGAGE LLC
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE
Dec 6, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BETTER MORTGAGE CORP
Jul 16, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CALIBER HOME LOANS INC
Aug 17, 2018	Quit Claim Deed, Foreclosure
Aug 6, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Jul 16, 2019 · Amount on Record
Deed Document Number	20215535
Deed Book / Page	1091 / 208
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	78 JOHNSON ST, NAUGATUCK, CT 06770-4215
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001162-856
Date	Jul 15, 2025
Book Page	1162/856

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Recording Date	Apr 22, 2026
Property Address	78 JOHNSON ST, NAUGATUCK, CT 06770-4215
Document Number	001180-434
Book / Page	1180 / 434
Instrument Date	Jul 14, 2025
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 JOHNSON ST, NAUGATUCK, CT 06770-4215

Mortgage

Document Number	1180000434,
Date	Apr 22, 2026
Book Page	1180/434

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2055

Interest

Rate	6.84%
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Dec 6, 2021
Property Address	78 JOHNSON ST, NAUGATUCK, CT 06770-4215
Document Number	001091-208
Book / Page	1091 / 208
Instrument Date	Nov 23, 2021
Instrument	5535
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005536
Date	Dec 6, 2021
Instrument	5536

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jul 16, 2019
Property Address	78 JOHNSON ST, NAUGATUCK, CT 06770-4215
Document Number	001030-687
Book / Page	1030 / 687
Instrument Date	Jul 9, 2019
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001030690
Date	Jul 16, 2019
Instrument	1030/690

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Aug 17, 2018
Property Address	78 JOHNSON ST, NAUGATUCK, CT 06770-4215
Document Number	1015-570
Book / Page	001015 / 000570
Instrument Date	Aug 17, 2018
Transaction Type	Foreclosure
Record Updated	Sep 11, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 JOHNSON ST NAUGATUCK CT 067704215, NAUGATUCK, CT 06770-4215

August 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	NAUGATUCK CT
Recording Date	Aug 6, 2018
Property Address	78 JOHNSON ST, NAUGATUCK, CT 06770-4215
Document Number	1014-856
Book / Page	001014 / 000856
Instrument Date	Aug 6, 2018
Transaction Type	Foreclosure
Record Updated	Aug 21, 2018

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	78 JOHNSON ST NAUGATUCK CT 067704215, NAUGATUCK, CT 06770-4215

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,072.00	$202,860 (-) Land $29,680 Building $173,180	$142,002 Land $20,776 Building $121,226
2024	$8,072.00 (-11.08%)
2023	$9,078.00 (+31.72%)	$202,860 (+40.55%) Land $29,680 Building $173,180
2022	$6,892.00	$144,330 Land $31,840 Building $112,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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