78 James St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 78 James St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,980 sqft · built 1910
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Dec 2021)
Tax Bill	$12,424 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00661-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`02-00661-0000-00005`
Alternative APN	`020066100005`

Interior

Stories	2 Stories
Building Area	1,980 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Multi-Family
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	020066100005
Street Address	78 JAMES ST
City	BLOOMFIELD
State	NJ
Zip	07003-3629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	50 X 100
Legal Subdivision	JACOB COHEN
Legal Block	661
Legal Lot Number	5
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2003
Census Tract	15200

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 JAMES ST, BLOOMFIELD, NJ 07003-3629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Prior Sale	Apr 18, 2011 · Amount on Record
Deed Document Number	2021150316
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 22, 2021
Property Address	78 JAMES ST, BLOOMFIELD, NJ 07003-3629
Document Number	0000150316
Instrument Date	Sep 22, 2021
Instrument	2021150316
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	297 CANISTEO ST, 297, HORNELL, NY 14843-1816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 JAMES ST, BLOOMFIELD, NJ 07003-3629

Mortgage

Document Number	0000150320
Date	Dec 22, 2021
Instrument	2021150320

Lender

Name	MLB RESIDENTIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,100 (-) Land $92,700 Building $263,400	$356,100 (-) Land $92,700 Building $263,400
2025	$12,424.00 (+2.86%)	$356,100 (-) Land $92,700 Building $263,400	$356,100 (-) Land $92,700 Building $263,400
2024	$12,078.00 (+5.93%)
2023		$356,100 Land $92,700 Building $263,400	$356,100 Land $92,700 Building $263,400
2022	$11,402.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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