Clark County property record for 78 James Rd, Gurdon, AR 71743
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,288 sqft · built 2020 |
| Lot Size | 4.47 acres (194,713 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $569 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-06351-003 |
| Primary APN | 01-06351-003 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Flooring | Softwood |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Frame |
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 194,713 sqft (4.47 acres) |
| Garage Type | Mixed |
| Garage Area | 525 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 375 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 78 JAMES RD |
|---|---|
| City | GURDON |
| State | AR |
| Zip | 71743-8897 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PARCEL OF LAND BEING LOCATED IN THE SE/4 SW/4 AND THE SW/4 SE/4 OF SECTION 6,T9S,R20W, CLARK COUNTY, ARKANSAS AND BEING DESCRIBED AS FOLLOWS: COMMENCE AT THE NW CORNER OF SAID SE/4 SW/4; THENCE S 00?47'08" WEST, A DISTANCE OF 1094.85 FT TO A FOUND |
| Legal Range | 20 |
| Legal Township | 09 |
| Legal Section | 06 |
| Jurisdiction | CLARK AR |
| Township / Civil Division | CADDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 953902 |
78 James Rd is owned and occupied by an individual.
Source: Clark County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78 JAMES RD, GURDON, AR 71743-8897 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANCORP BANK |
| May 29, 2020 | Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BANCORP BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK AR |
| Property Address | 78 JAMES RD, GURDON, AR 71743-8897 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R00651 |
|---|---|
| Date | Mar 5, 2021 |
| Instrument | 2021R-00651 |
| Name | SOUTHERN BANCORP BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 5, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK AR |
| Property Address | 78 JAMES RD, GURDON, AR 71743-8897 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R01420 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2020R-01420 |
| Name | SOUTHERN BANCORP BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 30, 2021 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 78 James Rd was $569 with a homeowner's exemption.
Source: Clark County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Clark County |
| Unified School District | Gurdon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,550 (-) Land $4,070 Building $29,480 | $167,750 (-) Land $20,350 Building $147,400 | |
| 2025 | $569.00 Homeowner's exemption | $33,550 Land $4,070 Building $29,480 | $167,750 Land $20,350 Building $147,400 |
| 2023 | $533.00 Homeowner's exemption | $22,240 Land $2,680 Building $19,560 | $111,200 Land $13,400 Building $97,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 James Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2019–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 James Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 66% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURDON WATERWORKS serves 2,988 people · EPA ID AR0000087 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 11 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| South Central Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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