78 Jacoby St, Maplewood, NJ 07040 Property Records

Essex County and Maplewood Township property record for 78 Jacoby St, Maplewood, NJ 07040

Property Summary

Property Type	Single Family Home
Details	2,880 sqft · built 1928
Lot Size	0.119 acres (5,179 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Jan 2021)
Tax Bill	$18,286 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00045-03-00300-01`

Property Details

APN / Parcel Number

Primary APN	`11-00045-03-00300-01`
Alternative APNs	`11000450003003000001` `02869`

Interior

Stories	2 Stories
Building Area	2,880 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	5,179 sqft (0.119 acres)
Lot Dimensions	140 ft deep x 37 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	02869
Street Address	78 JACOBY ST
City	MAPLEWOOD
State	NJ
Zip	07040-3156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2-4
Legal Description	37X140
Legal Block	45.3
Legal Lot Number	300.1
Jurisdiction	ESSEX NJ
Township / Civil Division	MAPLEWOOD
Census Block Group	1
Census Block	1003
Census Tract	19700

Owner

Source: Essex County and Maplewood Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 JACOBY ST, MAPLEWOOD, NJ 07040-3156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Prior Sale	May 1, 1995 · Amount on Record
Deed Document Number	202112265
Record Updated	Sep 20, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 29, 2021
Property Address	78 JACOBY ST, MAPLEWOOD, NJ 07040-3156
Document Number	0000012265
Instrument Date	Oct 29, 2020
Instrument	12265
Transaction Type	Transfer
Record Updated	Mar 18, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 JACOBY ST MAPLEWOOD NJ 070403156, MAPLEWOOD, NJ 07040-3156

Mortgage

Document Number	12266
Date	Jan 29, 2021
Instrument	12266

Lender

Name	UNITED MTG
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2051

Tax Assessment & Valuation

Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Maplewood Township
Unified School District	South Orange-Maplewood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$761,600 (-) Land $192,700 Building $568,900	$761,600 (-) Land $192,700 Building $568,900
2025	$18,286.00 (+3.81%)	$761,600 (+257.89%) Land $192,700 Building $568,900	$761,600 (+257.89%) Land $192,700 Building $568,900
2024	$17,615.00 (+52.92%)
2023		$212,800 Land $112,800 Building $100,000	$212,800 Land $112,800 Building $100,000
2022	$11,519.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (1979–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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