78 Jackson Ave, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 78 Jackson Ave, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,224 sqft · built 1965
Lot Size	0.486 acres (21,150 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jul 2019)
Tax Bill	$5,992 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:16 L:123`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:16 L:123`
Alternative APNs	`M:0016 B:0000 L:0123` `683504`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,224 sqft Living Area
Gross Area	3,490 sqft
1st Floor Area	1,409 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,150 sqft (0.486 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	683504
Street Address	78 JACKSON AVE
City	DRACUT
State	MA
Zip	01826-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	123
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	4
Census Block	4014
Census Tract	314102

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	78 JACKSON AVE, DRACUT, MA 01826-2313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 30, 2017	Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP
Aug 27, 2018	Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP
Jul 26, 2019	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2019 · Amount on File
Deed Sale	Jul 26, 2019 · Amount on File
Deed Document Number	201930620
Deed Book / Page	33190 / 31
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	78 JACKSON AVE, DRACUT, MA 01826-2313
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036739-238
Date	Jan 20, 2022
Book Page	36739/238
Instrument	3079

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	78 JACKSON AVE, DRACUT, MA 01826-2313
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31424-156
Date	Aug 30, 2017
Book Page	31424/156
Instrument	38275

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	78 JACKSON AVE, DRACUT, MA 01826-2313
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32356-72
Date	Aug 27, 2018
Book Page	32356/72
Instrument	37096

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Jul 26, 2019
Property Address	78 JACKSON AVE, DRACUT, MA 01826-2313
Document Number	33190-31
Book / Page	33190 / 31
Instrument Date	Jul 26, 2019
Instrument	30620
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 JACKSON AVE, DRACUT, MA 01826-2313

Mortgage

Document Number	30621
Date	Jul 26, 2019
Instrument	30621

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,992.00 (+1.35%)	$619,600 (+6.06%) Land $226,400 Building $393,200	$617,310 (-)
2025	$5,912.00 (+3.97%)	$584,200 (+7.37%) Land $207,700 Building $376,500	$617,310 (+5.03%)
2024	$5,686.00 (+0.92%)	$544,100 (+11.84%) Land $197,800 Building $346,300	$587,765
2023	$5,634.00	$486,500 Land $172,000 Building $314,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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