Garrett County property record for 78 Interlude Ln, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,908 sqft · built 1999 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,252 (2023) |
| Deeds & Mortgages | Jan 2018 Line of Credit Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-032533 |
| Primary APN | 14-032533 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,908 sqft Total Area |
| 1st Floor Area | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Deck Area | 871 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 032533 |
|---|---|
| Street Address | 78 INTERLUDE LN |
| City | OAKLAND |
| State | MD |
| Zip | 21550-7473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.00 AC LOT 40 TANGLEWOOD SUB |
| Legal Subdivision | TANGLEWOOD SUB |
| Legal Lot Number | 40 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 14, WEST OAKLAND |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 602 |
Source: Garrett County records, as of September 20, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 78 INTERLUDE LN, OAKLAND, MD 21550-7473 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2018 | Deed of Trust, Mortgage · Line of Credit WEPCO FCU |
| Mar 1, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage MILLENNIUM FINANCIAL GROUP INC |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Jun 29, 2005 |
| Last Transfer Date | Mar 1, 2022 |
| Transfer Doc | 0023970457 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 78 INTERLUDE LN, OAKLAND, MD 21550-7473 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020550068 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 2055/0068 |
| Instrument | 2055-0068 |
| Name | WEPCO FCU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, MD 21523 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 249 Months |
| Due | Oct 28, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Mar 1, 2022 |
| Property Address | 78 INTERLUDE LN, OAKLAND, MD 21550-7473 |
| Document Number | 0023970457 |
| Book / Page | 2397 / 457 |
| Map Reference | MB 4 PG 41 |
| Instrument Date | Feb 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 INLERLTTDE LANE, OAKLAND, MD 21550 |
| Document Number | 0002397461 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 2397/461 |
| Name | MILLENNIUM FINANCIAL GROUP INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
Source: Garrett County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,252.00 Homeowner's exemption | $266,900 | $321,100 Land $38,000 Building $283,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jul 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mountain Communications Fiber | 1,000 / 1,000 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
5G (outdoors only) and 4G LTE
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