78 Howell Ct, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 78 Howell Ct, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2017
Square Footage2,220 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$337,200 (2017)
Tax Bill$7,509.00 (2025)

Property Details

APN / Parcel Number

Primary APN010012-2310

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Building Area2,220 sqft Living Area
Gross Area2,890 sqft Gross Area
1st Floor1,765 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.14 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage
Porch Area413 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address78 HOWELL CT
CitySAINT AUGUSTINE
StateFL
Zip32092-1244
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description82/37-43 SHEARWATER PHASE 1B EAST LOT 231 OR4451/1075 & 5380/1012
Legal Range27E
Legal Township05S
Legal Section26
Legal SubdivisionSHEARWATER PHASE 1B EAST
Legal Phase1B
Legal Block1
Legal Lot Number231
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2000
Census Tract20907

Owner

Source: St. Johns County records · APN 010012-2310

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address78 HOWELL CT, SAINT AUGUSTINE, FL 32092-1244
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Sep 28, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
May 18, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Oct 20, 2017Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 20, 2017 · Amount on Record
Deed SaleOct 20, 2017 · Amount on Record
Prior SaleDec 01, 2016 · Amount on Record
Deed Doc Number201771331
Deed Book / Page4451 / 1075
Last Transfer DateSep 23, 2021
Transfer Doc0053801012
Record RefreshedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address78 HOWELL CT, SAINT AUGUSTINE, FL 32092-1244
Transaction TypeMortgage
Record UpdatedAug 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 HOWELL CT, SAINT AUGUSTINE, FL 32092-1244

Mortgage

Document Number0058080731
DateAug 11, 2023
Book Page5808/731
Instrument2023063436
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueAug 15, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateSep 28, 2021
Property Address78 HOWELL CT, SAINT AUGUSTINE, FL 32092-1244
Document Number0053801012
Book / Page5380 / 1012
Map ReferenceMB 82 PG 37
Instrument DateSep 23, 2021
Instrument2021106147
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address78 HOWELL CT, ST AUGUSTINE, FL 32092-1244

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address78 HOWELL CT, SAINT AUGUSTINE, FL 32092-1244
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049441212
DateMay 18, 2020
Book Page4944/1212
Instrument2020037971
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

October 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateOct 20, 2017
Property Address78 HOWELL CT, SAINT AUGUSTINE, FL 32092-1244
Document Number0044511075
Book / Page4451 / 1075
Map ReferenceMB82 PG37
Instrument DateOct 19, 2017
Instrument2017071331
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyNORTH AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY # 74, 9440, JACKSONVILLE, FL 32256-1357

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 HOWELL CT, SAINT AUGUSTINE, FL 32092-1244

Mortgage

Document Number2017071332
DateOct 20, 2017
Instrument2017071332
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$391,856 (+2.7%)$484,000 (-4.21%) Land $120,000 Building $364,000
2025$7,509.00 (+18.12%) Homeowner's exemption$381,554 (+22.51%)$505,254 (+9.6%) Land $120,000 Building $385,254
2024$6,357.00 (+2.02%)
2023$6,231.00 (+6.2%) Homeowner's exemption$311,457 (+3%)$461,011 (+12.29%) Land $105,500 Building $355,511
2022$5,867.00 Homeowner's exemption$302,385$410,541 Land $95,200 Building $315,341

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,887 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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