78 Hook Rd, Westminster, MD 21157 Property Records

Carroll County property record for 78 Hook Rd, Westminster, MD 21157 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,298 sqft · built 1983
Lot Size	0.158 acres (6,882 sqft)
Owner	2 Individual Names on File
Last Sale	$54,200 (Jan 1984)
Tax Bill	$2,300 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-081146`

Property Details

APN / Parcel Number

Primary APN	`07-081146`
Alternative APNs	`7081146` `081146`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,298 sqft Total Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Exterior Material	Siding
Lot Area	6,882 sqft (0.158 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	081146
Street Address	78 HOOK RD
City	WESTMINSTER
State	MD
Zip	21157-5861
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 45 - 6882 SQ FT HOOK RD 24-138 SEC 2 WASHINGTON CRT PUD
Legal Subdivision	WASHINGTON COURT PUD SEC 02
Legal Lot Number	45
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2000
Census Tract	507801

Owner

Source: Carroll County records · APN 07-081146

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	78 HOOK RD, WESTMINSTER, MD 21157-5861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 20, 1984 · Amount on Record
Deed Sale	Jan 20, 1984 · Amount on Record
Deed Book / Page	855 / 143
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	78 HOOK RD, WESTMINSTER, MD 21157-5861
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 HOOK RD, WESTMINSTER, MD 21157-5861

Mortgage

Document Number	0109940265
Date	Mar 14, 2023
Book Page	10994/265

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,500 (+12.84%) Land $60,000 Building $153,500	$213,500 (+12.84%) Land $60,000 Building $153,500
2025	$2,300.00 (+7.63%) Homeowner's exemption
2023	$2,137.00 Homeowner's exemption	$189,200 Land $60,000 Building $129,200	$189,200 Land $60,000 Building $129,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.