78 Holly Pl, Marble, NC 28905 Property Records

Cherokee County property record for 78 Holly Pl, Marble, NC 28905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1986
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Company Names on File
Last Sale	$72,241 (Jul 2020)
Deeds & Mortgages	Jul 2026 Sale Apr 2010 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`552401082235000`

Property Details

APN / Parcel Number

Primary APN	`552401082235000`
Alternative APN	`52350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Heated Area
Gross Area	1,536 sqft
1st Floor Area	1,248 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)
Lot Dimensions	278 ft deep x 140 ft wide
Porch	Slab
Porch Area	64 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	52350
Street Address	78 HOLLY PL
City	MARBLE
State	NC
Zip	28905-8441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK D MALTBY HOMESITES 1480/302
Legal Subdivision	MALTBY HOMESITES
Legal Block	D
Legal Lot Number	11
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1022
Census Tract	930402

Owner

78 Holly Pl is owned by a company that bought it in July 2020.

Source: Cherokee County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 790301, SAINT LOUIS, MO 63179-0301
Owner Type	Company
Vesting	Government

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 21, 2010	Deed of Trust, Mortgage FIRST CITIZENS BANK & TRUST CO
Apr 21, 2014	Deed of Trust, Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
Jul 24, 2020	Trustee's Deed, Foreclosure
Oct 6, 2010	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on File
Deed Sale	Jul 24, 2020 · Amount on File
Prior Sale	Oct 6, 2010 · Amount on File
Deed Document Number	20203798
Deed Book / Page	1650 / 720
Prior Transfer Date	Nov 19, 2013
Prior Transfer Doc	1480/0302
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 22, 2026
Property Address	78 HOLLY PL, MARBLE, NC 28905-8441
Document Number	0000003701
Book / Page	1806 / 204
Instrument Date	Jul 15, 2026
Instrument	20263701
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$14,746.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1656 COALVILLE RD, MARBLE, NC 28905-8492

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	78 HOLLY PL, MARBLE, NC 28905-8441
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01384/0012
Date	Apr 21, 2010
Book Page	1384/0012
Instrument	2010-0001884

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Amount	Amount on Record

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	78 HOLLY PL, MARBLE, NC 28905-8441
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01488/0166
Date	Apr 21, 2014
Book Page	1488/0166
Instrument	1398

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount on Record
Term	36 Months
Due	Apr 20, 2017

July 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 24, 2020
Property Address	78 HOLLY PL, MARBLE, NC 28905-8441
Document Number	1650/720
Book / Page	1650 / 720
Instrument Date	Jul 20, 2020
Instrument	3798
Transaction Type	Foreclosure
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 790301, SAINT LOUIS, MO 63179-0301

October 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 6, 2010
Property Address	78 HOLLY PL, MARBLE, NC 28905-8441
Document Number	01396/0393
Book / Page	1396 / 0393
Instrument Date	Oct 1, 2010
Instrument	2010-0004982
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5481 E US 64 ALT, MURPHY, NC 28906-9388

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 448, MARBLE, NC 28905-0448

Mortgage

Document Number	20100004983
Date	Oct 6, 2010
Instrument	2010-0004983

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Oct 6, 2043

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$81,720	$81,720 Land $15,000 Building $66,720
2023	$81,720	$81,720 Land $15,000 Building $66,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 Holly Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Holly Pl is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLE COMMUNITY WTR SYSTEM private · serves 999 people · EPA ID NC0120025
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Peachtree Broadband Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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