78 Hillside Rd, Southwick, MA 01077 Property Records

Hampden County and Southwick Town property record for 78 Hillside Rd, Southwick, MA 01077

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,259 sqft · built 2000
Lot Size	2.47 acres (107,955 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Jul 2020)
Tax Bill	$11,243 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SWIC M:054 B:000 L:029`

Property Details

APN / Parcel Number

Primary APN	`SWIC M:054 B:000 L:029`
Alternative APN	`M:000B B:0000 L:0068A`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,259 sqft Living Area
Gross Area	7,794 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	107,955 sqft (2.47 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	78 HILLSIDE RD
City	SOUTHWICK
State	MA
Zip	01077-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Lot Number	29
Jurisdiction	SOUTHWICK MA
Township / Civil Division	SOUTHWICK
Census Block Group	1
Census Block	1018
Census Tract	813102

Owner

Source: Hampden County and Southwick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 HILLSIDE RD, SOUTHWICK, MA 01077-9726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Oct 13, 2020	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jul 28, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TD BANK NA
Mar 30, 2018	Quit Claim Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Book / Page	23334 / 214
Prior Transfer Date	Jul 21, 2020
Prior Transfer Doc	23334-214
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHWICK MA
Property Address	78 HILLSIDE RD, SOUTHWICK, MA 01077-9726
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024062-332
Date	Aug 16, 2021
Book Page	24062/332
Instrument	57141

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHWICK MA
Property Address	78 HILLSIDE RD, SOUTHWICK, MA 01077-9726
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24062-332
Date	Aug 16, 2021
Book Page	24062/332
Instrument	57141

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHWICK MA
Property Address	78 HILLSIDE RD, SOUTHWICK, MA 01077-9726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23470-407
Date	Oct 13, 2020
Book Page	23470/407
Instrument	58749

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTHWICK MA
Recording Date	Jul 28, 2020
Property Address	78 HILLSIDE RD, SOUTHWICK, MA 01077-9726
Document Number	23334-214
Book / Page	23334 / 214
Instrument Date	Jul 21, 2020
Instrument	40748
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	41 CANAL DR, WESTFIELD, MA 01085-5001

Mortgage

Document Number	40749
Date	Jul 28, 2020
Instrument	40749

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTHWICK MA
Recording Date	Mar 30, 2018
Property Address	78 HILLSIDE RD, SOUTHWICK, MA 01077-9726
Document Number	22113-426
Book / Page	022113 / 000426
Instrument Date	Mar 30, 2018
Instrument	16571
Transaction Type	Transfer
Record Updated	Apr 17, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,278.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1158 HARTFORD TPKE #49 VERNON CT 060664585, 49, VERNON, CT 06066-4585

Mortgage

Document Number	22113-429
Date	Mar 30, 2018
Book Page	022113/000429
Instrument	16572

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Mar 29, 2038

Tax Assessment & Valuation

Source: Hampden County and Southwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Southwick Town
Unified School District	Southwick-Tolland-Granville Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,243.00 (+5.5%)	$722,100 (+4.82%) Land $100,100 Building $622,000	$671,175
2024	$10,657.00 (+16.61%)	$688,900 (+21.43%) Land $76,500 Building $612,400
2023	$9,139.00	$567,300 Land $76,500 Building $490,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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