78 Highland Ave, Ansonia, CT 06401 Property Records

Ansonia City property record for 78 Highland Ave, Ansonia, CT 06401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 988 sqft · built 1961
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Aug 2006)
Tax Bill	$4,809 (2026)
Deeds & Mortgages	May 2024 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28850`

Property Details

APN / Parcel Number

Primary APN	`28850`
Alternative APN	`ANSO M:068 B:0022 L:0133`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	2,302 sqft
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	468 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	28850
Street Address	78 HIGHLAND AVE
City	ANSONIA
State	CT
Zip	06401-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	22
Legal Lot Number	133
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	2
Census Block	2001
Census Tract	125100

Owner

Source: Ansonia City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 HIGHLAND AVE, ANSONIA, CT 06401-2518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SIKORSKY FINANCIAL CREDIT UNION INC
Oct 8, 2020	Deed of Trust, Mortgage · Balloon Mortgage ARC HOME LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2006 · Amount on Record
Deed Sale	Aug 10, 2006 · Amount on Record
Prior Sale	Nov 21, 2001 · Amount on Record
Deed Book / Page	446 / 1181
Transfer Doc	0353000922
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	78 HIGHLAND AVE, ANSONIA, CT 06401-2518
Transaction Type	Mortgage
Record Updated	May 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000621-338
Date	May 8, 2024
Book Page	621/338
Instrument	1938530008

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2034

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	78 HIGHLAND AVE, ANSONIA, CT 06401-2518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	581-970
Date	Oct 8, 2020
Book Page	581/970
Instrument	1782880015

Lender

Name	ARC HOME LLC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,809.00 (+3.18%)	$163,240 (-) Land $45,570 Building $117,670	$371,935 (+225.49%)
2025	$4,661.00	$163,240 (-) Land $45,570 Building $117,670	$114,268 Land $31,899 Building $82,369
2024	$4,661.00 (+8.83%)
2023	$4,283.00 (-12.77%)	$163,240 (+25.67%) Land $45,570 Building $117,670
2022	$4,910.00	$129,900 Land $54,700 Building $75,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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