Orange County and Monroe Town property record for 78 High Rdg Rd, Monroe, NY 10950
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,694 sqft · built 1965 |
| Lot Size | 0.369 acres (16,091 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Aug 2007) |
| Tax Bill | $12,068 (2024) |
| Deeds & Mortgages | Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 334089 21-2-11 |
| Primary APN | 334089 21-2-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,694 sqft Living Area |
| 1st Floor Area | 1,154 sqft |
| Basement Area | 540 sqft |
| Finished Basement | 540 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,091 sqft (0.369 acres) |
| Lot Dimensions | 157 ft deep x 79 ft wide |
| View / Lot | Suburban |
| Garage Type | Basement |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 154 sqft |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Patio Area | 357 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 21-2-11 |
|---|---|
| Street Address | 78 HIGH RIDGE RD |
| City | MONROE |
| State | NY |
| Zip | 10950-3003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-1.0AC |
| Legal Description | LT 70 MONROE HTS |
| Legal Block | 2 |
| Legal Lot Number | 11.00 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | MONROE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 14202 |
78 High Rdg Rd is owned and occupied by two individuals who bought it in August 2007.
Source: Orange County and Monroe Town records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 HIGH RIDGE RD, MONROE, NY 10950-3003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2007 · Amount on File |
| Deed Sale | Aug 14, 2007 · Amount on File |
| Deed Book / Page | 12507 / 1957 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 78 HIGH RIDGE RD, MONROE, NY 10950-3003 |
| Document Number | 0000013493 |
| Instrument Date | Feb 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2019 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 78 HIGH RIDGE RD MONROE NY 109503003, MONROE, NY 10950-3003 |
| Document Number | 0000013493 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 014532/000677 |
| Instrument | 13493 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Orange County and Monroe Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Monroe Town |
| Unified School District | Monroe-Woodbury Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $51,700 Land $17,700 Building $34,000 | $478,300 | |
| 2024 | $12,068.00 | ||
| 2023 | $51,700 Land $17,700 Building $34,000 | $421,700 Land $144,373 Building $277,327 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 78 High Rdg Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1979–2011) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 High Rdg Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE WD #10 (PINE TREE RD) serves 50 people · EPA ID NY3530052 |
|---|---|
| Water Source | Purchased surface water from MONROE VILLAGE |
| Last State Inspection | Oct 2025 |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 5,000 / 5,000 |
May also be available: Verizon.
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