78 Hewlett St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 78 Hewlett St, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,894 sqft · built 1930
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,650,000 (May 2019)
Tax Bill	$36,478 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit May 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`551400 153-11-1-33`

Property Details

APN / Parcel Number

Primary APN	`551400 153-11-1-33`
Alternative APN	`140015301100010330000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,894 sqft Living Area
1st Floor Area	1,492 sqft
2nd Floor Area	1,402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	78 HEWLETT ST
City	RYE
State	NY
Zip	10580-3266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	MAP OF PENINGO TERRACE
Legal Block	1
Legal Lot Number	33.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	2
Census Block	2016
Census Tract	7600

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 HEWLETT ST, RYE, NY 10580-3266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
May 1, 2019	Bargain and Sale Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Prior Sale	Jan 19, 2006 · Amount on Record
Deed Document Number	2019591203376
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	78 HEWLETT ST, RYE, NY 10580-3266
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 HEWLETT ST, RYE, NY 10580-3266

Mortgage

Document Number	0612713263
Date	Sep 28, 2021
Instrument	612713263

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	RYE, NY 10580

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	May 1, 2019
Property Address	78 HEWLETT ST, RYE, NY 10580-3266
Document Number	0591203376
Map Reference	MAP 3401
Instrument Date	Apr 25, 2019
Instrument	591203376
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	CATIC TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 FAIRWAY AVE, 80, RYE, NY 10580-3122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BRADFORD AVE, RYE, NY 10580-1108

Mortgage

Document Number	0591203461
Date	May 1, 2019
Instrument	591203461

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$36,478.00 (-49.11%)
2025	$71,677.00	$28,775 (-) Land $5,050 Building $23,725	$2,438,559 (+6.78%) Land $427,966 Building $2,010,593
2024		$28,775 (-) Land $5,050 Building $23,725	$2,283,731 (+2.38%) Land $400,794 Building $1,882,937
2023		$28,775 Land $5,050 Building $23,725	$2,230,620 Land $391,473 Building $1,839,147

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 134 policies
Nearby Flood Policies	134 in force
Nearby Flood Claims	356 (1978–2024)
Claims Outside the SFHA	94 of 356
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 59 claims Severe Storms, Flooding, Heavy Rains, High Winds, Oct 1996 · 41 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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