78 Hesperus Ave, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 78 Hesperus Ave, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,676 sqft · built 2010
Lot Size	2.9 acres (126,324 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Apr 2010)
Tax Bill	$45,167 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105110`

Property Details

APN / Parcel Number

Primary APN	`105110`
Alternative APN	`GLOU M:0191 B:0051 L:0000`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,676 sqft Living Area
Gross Area	9,593 sqft
1st Floor Area	2,256 sqft
Attic	Attic
Attic Area	594 sqft
Basement Area	1,896 sqft
Unfinished Basement	123 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	126,324 sqft (2.9 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	105110
Street Address	78 HESPERUS AVE
City	GLOUCESTER
State	MA
Zip	01930-5273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-40
Legal Subdivision	HAMMOND MUSEUM INC
Legal Block	51
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1000
Census Tract	221901

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 HESPERUS AVE, GLOUCESTER, MA 01930-5273
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Apr 14, 2021	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE TRUST CO
Nov 17, 2017	Quit Claim Deed, Transfer Quitclaim
Aug 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2010 · Amount on Record
Deed Sale	Apr 5, 2010 · Amount on Record
Deed Book / Page	29375 / 108
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	78 HESPERUS AVE, GLOUCESTER, MA 01930-5273
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039406-42
Date	Jan 13, 2021
Book Page	39406/42
Instrument	20210113001590

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jan 2, 2028
Index	Other

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	78 HESPERUS AVE, GLOUCESTER, MA 01930-5273
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039764-356
Date	Apr 14, 2021
Book Page	39764/356
Instrument	20210414001700

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

Interest

Rate Type	Adjustable Rate

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Nov 17, 2017
Property Address	78 HESPERUS AVE, GLOUCESTER, MA 01930-5273
Document Number	36340-534
Book / Page	036340 / 000534
Instrument Date	Nov 13, 2017
Instrument	1711174640
Transaction Type	Transfer
Record Updated	Feb 28, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	78 HESPERUS AVE GLOUCESTER MA 019305273, GLOUCESTER, MA 01930-5273

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Aug 3, 2017
Property Address	78 HESPERUS AVE, GLOUCESTER, MA 01930-5273
Document Number	36075-105
Book / Page	036075 / 000105
Instrument Date	Aug 2, 2017
Instrument	1708030213
Transaction Type	Transfer
Record Updated	Feb 28, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	78 HESPERUS AVE GLOUCESTER MA 019305273, GLOUCESTER, MA 01930-5273

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$45,167.00 (+3.87%)	$4,851,500 (+8.44%) Land $2,729,800 Building $2,121,700	$4,141,512 (-10.86%)
2025	$43,485.00 (-2.02%)	$4,473,800 (-1.92%) Land $2,528,400 Building $1,945,400	$4,645,975
2024	$44,381.00 (+6.23%)	$4,561,300 (+15.62%) Land $2,408,500 Building $2,152,800
2023	$41,778.00	$3,945,000 Land $2,054,400 Building $1,890,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	14 (1979–2018)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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