78 Hamlin St, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 78 Hamlin St, Cortland, NY 13045 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,680 sqft · built 1930
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Oct 2019)
Tax Bill	$3,899 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`110200 86.32-03-34.000`

Property Details

APN / Parcel Number

Primary APN	`110200 86.32-03-34.000`
Alternative APN	`020008603200030340000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	1,008 sqft
2nd Floor Area	672 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 49.9 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	78 HAMLIN ST
City	CORTLAND
State	NY
Zip	13045-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	34.000
Jurisdiction	CORTLAND NY
Township / Civil Division	CORTLAND
Census Block Group	4
Census Block	4007
Census Tract	970700

Owner

Source: Cortland County and Cortland City records · APN 110200 86.32-03-34.000

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	78 HAMLIN ST, CORTLAND, NY 13045-1709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 08, 2019 · Amount on Record
Deed Sale	Oct 08, 2019 · Amount on Record
Prior Sale	Apr 16, 2003 · Amount on Record
Deed Document Number	20194267
Record Updated	Jun 08, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	Oct 08, 2019
Property Address	78 HAMLIN ST, CORTLAND, NY 13045-1709
Document Number	0000004267
Instrument Date	Oct 08, 2019
Instrument	4267
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3325 WELLINGTON DR CORTLAND NY 130458995, CORTLAND, NY 13045-8995

Mortgage

Document Number	4268
Date	Oct 08, 2019
Instrument	4268

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 07, 2049

Tax Assessment & Valuation

Source: Cortland County and Cortland City records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
Municipality	Cortland City
Unified School District	Cortland City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,899.00 (+20.12%)	$165,000 (+77.42%) Land $14,100 Building $150,900	$170,103 (+33.52%) Land $14,536 Building $155,567
2023	$3,246.00	$93,000 Land $9,800 Building $83,200	$127,397 Land $13,425 Building $113,972

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360239707004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	82 (1981–2013)
Claims Outside the SFHA	2 of 82
Most Recent Claim	Aug 2013, river or lake flooding
Claims By Storm	Severe Storms And Flooding, Apr 2005 · 43 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 628 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Empire Telephone Corporation/North Penn Telephone Company	Fiber	1,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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