78 Hamilton St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 78 Hamilton St, Worcester, MA 01604

Property Summary

Property TypeTriplex
Details9 bd · 3 ba · 3,902 sqft · built 1890
Lot Size0.148 acres (6,463 sqft)
Owner2 Company Names on File
Last Sale$168,000 (Nov 1989)
Tax Bill$9,940 (2025)
Deeds & MortgagesJun 2026 Mortgage
Sep 2021 Refinance
Flood ZoneZone X (minimal risk)
APN18-009-00009

Property Details

APN / Parcel Number

Primary APN18-009-00009
Alternative APN
  • WORC M:18 B:009 L:00009

Interior

Bedrooms9 Beds
Full Baths3 Baths
Total Rooms18 Rooms
Units3 Units
Stories3 Stories
Building Area3,902 sqft Living Area
Gross Area6,308 sqft
1st Floor Area1,301 sqft
Basement Area1,463 sqft
Unfinished Basement1,463 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,463 sqft (0.148 acres)
Garage TypeBasement

Location & Zoning

Account Number18-009-00009
Street Address78 HAMILTON ST
CityWORCESTER
StateMA
Zip01604-2266
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeBL-1
Legal Block9
Legal Lot Number9
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group1
Census Block1005
Census Tract732302

Owner

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address11D CHURCH ST, PAXTON, MA 01612-1162
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
Sep 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
COUNTRY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 8, 1989 · Amount on Record
Deed SaleNov 8, 1989 · Amount on Record
Last Transfer DateDec 16, 2024
Transfer Doc071459-384
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Recording DateJun 23, 2026
Property Address78 HAMILTON ST, WORCESTER, MA 01604-2266
Document Number0000051225
Book / Page73759 / 351
Instrument DateJun 23, 2026
Instrument202651225
Transaction TypeMortgage
Record UpdatedJul 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051225,
DateJun 23, 2026
Book Page73759/351
Instrument202651225
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.53%
Max Rate-1%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address78 HAMILTON ST, WORCESTER, MA 01604-2266
Transaction TypeMortgage
Record UpdatedSep 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number66037-266
DateSep 10, 2021
Book Page66037/266
Instrument127661
Lender
NameCOUNTRY BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$9,940.00 (+13.1%)$753,600 (+22.96%) Land $112,400 Building $641,200
2023$8,789.00$612,900 Land $97,700 Building $515,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1983–1984)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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