78 Hadley Rd, Cincinnati, OH 45218 Property Records

Hamilton County property record for 78 Hadley Rd, Cincinnati, OH 45218

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,850 sqft · built 1961
Lot Size	0.198 acres (8,668 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Nov 2019)
Tax Bill	$4,385 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`597-0031-0032-00`

Property Details

APN / Parcel Number

Primary APN	`597-0031-0032-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,850 sqft Living Area
1st Floor Area	1,443 sqft
2nd Floor Area	407 sqft
Basement Area	333 sqft

Exterior

Year Built	Built 1961
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	8,668 sqft (0.198 acres)
Lot Dimensions	125 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	78 HADLEY RD
City	CINCINNATI
State	OH
Zip	45218-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HADLEY RD 58.63 X 125 IRR LOT 32 BEECHWOOD EST SUB BLK D
Legal Subdivision	BEECHWOOD ESTATE SUB
Legal Block	D
Legal Lot Number	32
Jurisdiction	HAMILTON OH
Township / Civil Division	GREENHILLS
Census Block Group	4
Census Block	4001
Census Tract	22000

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	78 HADLEY RD, CINCINNATI, OH 45218-1534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Nov 6, 2019	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2019 · Amount on Record
Deed Sale	Nov 6, 2019 · Amount on Record
Deed Document Number	0000097437
Deed Book / Page	14039 / 01965
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	78 HADLEY RD, CINCINNATI, OH 45218-1534
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000153597
Date	Dec 23, 2021
Book Page	14570/405
Instrument	2021-0153597

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2050

November 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 6, 2019
Property Address	78 HADLEY RD, CINCINNATI, OH 45218-1534
Document Number	0000097437
Book / Page	14039 / 01965
Map Reference	MB 91 PG 14&15
Instrument Date	Oct 31, 2019
Instrument	2019-0097437
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Tax	$608.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Greenhills Village
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,385.00 (+8.46%)	$60,634 (-) Land $11,319 Building $49,315
2024	$4,043.00 (+7.24%)	$60,634 (-) Land $11,319 Building $49,315
2023	$3,770.00 (-14.76%)	$60,634 (+13.97%) Land $11,319 Building $49,315	$173,240 (+13.97%) Land $32,340 Building $140,900
2022	$4,423.00 Homeowner's exemption	$53,200 Land $10,990 Building $42,210
2020			$152,000 Land $31,400 Building $120,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1979–2026)
Claims Outside the SFHA	1 of 11
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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