78 Golfview Cir, Umatilla, FL 32784 Property Records

Lake County property record for 78 Golfview Cir, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,986 sqft · built 2005
Lot Size	0.252 acres (10,978 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Apr 2022)
Tax Bill	$5,314 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-18-26-2001-000-04500`

Property Details

APN / Parcel Number

Primary APN	`01-18-26-2001-000-04500`
Alternative APN	`3817388`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,986 sqft Living Area
1st Floor Area	1,986 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,978 sqft (0.252 acres)
Garage Type	Finished
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	37 sqft
Deck Area	1,121 sqft
Patio Area	221 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3817388
Street Address	78 GOLFVIEW CIR
City	UMATILLA
State	FL
Zip	32784-8338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN LAKES ESTATES PHASE II PB 49 PG 39-40 LOT 45 ORB 5937 PG 1565
Legal Range	26E
Legal Township	18S
Legal Section	01
Legal Subdivision	LAKES
Legal Phase	2
Legal Tract	A,B
Legal Lot Number	45
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2001
Census Tract	30110

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	78 GOLFVIEW CIR, UMATILLA, FL 32784-8338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Warranty Deed, Transfer · USDA Mortgage THE MORTGAGE FIRM INC
May 19, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022 · Amount on Record
Deed Sale	Apr 14, 2022 · Amount on Record
Prior Sale	May 19, 2020 · Amount on Record
Deed Document Number	2022052727
Deed Book / Page	5937 / 1565
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 14, 2022
Property Address	78 GOLFVIEW CIR, UMATILLA, FL 32784-8338
Document Number	0059371565
Book / Page	5937 / 1565
Map Reference	MB 49 PG 39
Instrument Date	Apr 8, 2022
Instrument	2022052727
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 742, WILTON, ME 04294-0742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 GOLFVIEW CIR, UMATILLA, FL 32784-8338

Mortgage

Document Number	0059371567
Date	Apr 14, 2022
Instrument	5937/1567

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 19, 2020
Property Address	78 GOLFVIEW CIR, UMATILLA, FL 32784-8338
Document Number	0054722017
Book / Page	005472 / 002017
Instrument Date	Apr 22, 2020
Instrument	54884
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,470.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	50 SHEA ST WILTON ME 04294, WILTON, ME 04294

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$300,379 (+2.52%) Land $66,000 Building $234,379	$300,379 (+2.52%) Land $66,000 Building $234,379
2024	$5,314.00 (+3.63%)
2023	$5,128.00 (+16.15%) Homeowner's exemption Additional exemption filed	$292,989 (+21.55%)	$292,989 (+21.55%) Land $66,000 Building $226,989
2022	$4,415.00	$241,035	$241,035 Land $42,000 Building $199,035

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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