Coventry Town property record for 78 Gervais St, Coventry, RI 02816
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,820 sqft · built 1905 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Jun 2026) |
| Tax Bill | $6,682 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-0002-47 |
| Primary APN | 19-0002-47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,820 sqft Living Area |
| Gross Area | 2,920 sqft |
| 1st Floor Area | 860 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,007 sqft (0.62 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 19-0002-47 |
|---|---|
| Street Address | 78 GERVAIS ST |
| City | COVENTRY |
| State | RI |
| Zip | 02816-8024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Lot Number | 55-2 |
| Jurisdiction | COVENTRY RI |
| Township / Civil Division | COVENTRY |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 20601 |
78 Gervais St is owned by two individuals who bought it in June 2026.
Source: Coventry Town records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 58 ALFRED AVE, JOHNSTON, RI 02919-1462 |
| Owner Type | Individual |
| Vesting | Married Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Jul 21, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage CHANGE LENDING LLC |
| Nov 18, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2026 · Amount on File |
| Deed Sale | Jun 11, 2026 · Amount on File |
| Prior Sale | Jul 21, 2023 · Amount on File |
| Deed Document Number | 20269691 |
| Deed Book / Page | 2358 / 446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVENTRY RI |
| Recording Date | Jun 11, 2026 |
| Property Address | 78 GERVAIS ST, COVENTRY, RI 02816-8024 |
| Document Number | 002358-446 |
| Book / Page | 2358 / 446 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 20269691 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 58 ALFRED AVE, JOHNSTON, RI 02919-1462 |
| Date | Jun 11, 2026 |
|---|
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVENTRY RI |
| Recording Date | Jul 21, 2023 |
| Property Address | 78 GERVAIS ST, COVENTRY, RI 02816-8024 |
| Document Number | 002280-975 |
| Book / Page | 2280 / 975 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 3416 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 GERVORS ST, COVENTRY, RI |
| Document Number | 0000003417 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 3417 |
| Name | CHANGE LENDING LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVENTRY RI |
| Recording Date | Nov 18, 2022 |
| Property Address | 78 GERVAIS ST, COVENTRY, RI 02816-8024 |
| Document Number | 002264-652 |
| Book / Page | 2264 / 652 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 7093 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 61 WOOD COVE DR, COVENTRY, RI 02816-6608 |
The 2025 property tax bill for 78 Gervais St was $6,682.
Source: Coventry Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Coventry Town |
| Unified School District | Coventry School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,682.00 | $415,300 Land $122,700 Building $292,600 | |
| 2024 | $527,630 | ||
| 2023 | $5,686.00 (+9.77%) | $370,900 (+40.12%) Land $122,700 Building $248,200 | |
| 2022 | $5,180.00 | $264,700 Land $117,400 Building $147,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Gervais St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Gervais St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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