Cecil County property record for 78 George St, Georgetown, MD 21930
| Property Type | Commercial |
|---|---|
| Details | 1,581 sqft · built 1978 |
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | Company Name on File |
| Tax Bill | $16,944 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-021702 |
| Primary APN | 01-021702 |
|---|---|
| Alternative APNs |
|
| Units | 80 Units |
|---|
| Lot Area | 89,298 sqft (2.05 acres) |
|---|---|
| View / Lot | Waterfront |
| Sewer | Connected |
|---|
| Account Number | 021702 |
|---|---|
| Street Address | 78 GEORGE ST |
| City | GEORGETOWN |
| State | MD |
| Zip | 21930-2122 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | MB |
| Legal Description | 2.058 ACRES 78 GEORGE STREET FREDERICKTOWN |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 1, CECILTON |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 30100 |
78 George St, a commercial property, is owned by a company.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 6, GEORGETOWN, MD 21930-0006 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Sep 3, 2026 |
| Property Address | 78 GEORGE ST, GEORGETOWN, MD 21930-2122 |
| Document Number | 5840000165 |
| Book / Page | 5840 / 165 |
| Instrument Date | Aug 28, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Document Number | 5840000165, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 5840/165 |
| Name | CHESAPEAKE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
The 2026 property tax bill for 78 George St was $16,944, up 4.5% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,944.00 (+4.48%) | $1,557,067 | $1,827,600 Land $819,700 Building $1,007,900 |
| 2025 | $16,217.00 | ||
| 2023 | $11,275.00 | $1,015,500 | $1,016,000 Land $819,700 Building $196,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 George St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 21 (1979–2024) |
| Claims Outside the SFHA | 1 of 21 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 George St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: RiverNet.
4G LTE (outdoors only), no 5G reported
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