78 Garibaldi Ave, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 78 Garibaldi Ave, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,421 sqft · built 1950
Lot Size	0.175 acres (7,632 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Jan 2023)
Tax Bill	$12,698 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00151-0000-00059`

Property Details

APN / Parcel Number

Primary APN	`31-00151-0000-00059`
Alternative APNs	`310015100059` `309900`

Interior

Stories	1 Story
Building Area	1,421 sqft Living Area
1st Floor Area	1,421 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	7,632 sqft (0.175 acres)
Lot Dimensions	109 ft deep x 70 ft wide

Location & Zoning

Account Number	309900
Street Address	78 GARIBALDI AVE
City	LODI
State	NJ
Zip	07644-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	70X109
Legal Subdivision	HACKENSACK ADD
Legal Block	151
Legal Lot Number	59
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	2
Census Block	2001
Census Tract	30300

Owner

78 Garibaldi Ave is owned and occupied by an individual who bought it in January 2023.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	78 GARIBALDI AVE, LODI, NJ 07644-1806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2023 · Amount on File
Deed Sale	Jan 13, 2023 · Amount on File
Prior Sale	Apr 29, 1998 · Amount on File
Deed Document Number	20233929
Deed Book / Page	4905 / 518
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 13, 2023
Property Address	78 GARIBALDI AVE, LODI, NJ 07644-1806
Document Number	0049050518
Book / Page	4905 / 518
Instrument Date	Dec 21, 2022
Instrument	2023003929
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	ELITE TITLE GROUP LLC, ELITE TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,271.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 CARDINAL CT # 313, 313, LEDGEWOOD, NJ 07852-2615

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	78 GARIBALDI AVE, LODI, NJ 07644-1806

Mortgage

Document Number	2023003930
Date	Jan 13, 2023
Instrument	2023003930

Lender

Name	RAM MORTGAGE PARTNERS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 78 Garibaldi Ave was $12,698, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,700 (-) Land $170,900 Building $187,800	$358,700 (-) Land $170,900 Building $187,800
2025	$12,698.00 (+5.61%)	$358,700 Land $170,900 Building $187,800	$358,700 Land $170,900 Building $187,800
2024	$12,024.00
2023		$358,700 Land $170,900 Building $187,800	$358,700 Land $170,900 Building $187,800
2022	$11,707.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 Garibaldi Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	335 (1978–2024)
Claims Outside the SFHA	33 of 335
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Sep 2011 · 47 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 51 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 78 Garibaldi Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20