78 Garden Dr, Ridgeway, VA 24148 Property Records

Henry County property record for 78 Garden Dr, Ridgeway, VA 24148

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,014 sqft · built 1955
Owner	Individual Name on Record
Last Sale	$129,800 (Sep 2021)
Tax Bill	$370 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`236550000`

Property Details

APN / Parcel Number

Primary APN	`236550000`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,014 sqft Living Area

Exterior

Year Built	Built 1955

Location & Zoning

Street Address	78 GARDEN DR
City	RIDGEWAY
State	VA
Zip	24148-3487
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	FRANCES E FAGGE SUB LOTS 36-38
Legal Subdivision	FRANCES E FAGGE SUB
Legal Lot Number	36-38 37
Jurisdiction	HENRY VA
Township / Civil Division	RIDGEWAY
Census Block Group	2
Census Block	2011
Census Tract	10602

Owner

Source: Henry County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	78 GARDEN DR, RIDGEWAY, VA 24148-3487
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2021 · Amount on Record
Deed Sale	Sep 14, 2021 · Amount on Record
Prior Sale	Jun 17, 2016 · Amount on Record
Deed Document Number	210004144
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Sep 14, 2021
Property Address	78 GARDEN DR, RIDGEWAY, VA 24148-3487
Document Number	210004144
Instrument Date	Sep 14, 2021
Instrument	210004144
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 GARDEN DR, RIDGEWAY, VA 24148-3487

Mortgage

Document Number	210004145
Date	Sep 14, 2021
Instrument	210004145

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	1.88%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$370.00	$66,700 (-) Land $9,000 Building $57,700
2023	$370.00	$66,700 Land $9,000 Building $57,700	$66,700 (-) Land $9,000 Building $57,700
2021			$66,700 Land $9,000 Building $57,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER SMITH RIVER WATER SUPPLY serves 29,721 people · EPA ID VA5089852
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Garden Dr

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