78 Gage St, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 78 Gage St, Worcester, MA 01605

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 3,162 sqft · built 1914
Lot Size	0.115 acres (4,990 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Jan 2019)
Tax Bill	$5,928 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Nov 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-013-00003`

Property Details

APN / Parcel Number

Primary APN	`16-013-00003`
Alternative APN	`WORC M:16 B:013 L:00003`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,162 sqft Living Area
Gross Area	5,000 sqft
1st Floor Area	1,054 sqft
Attic	Attic
Attic Area	1,040 sqft
Basement Area	1,236 sqft
Unfinished Basement	1,236 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,990 sqft (0.115 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	16-013-00003
Street Address	78 GAGE ST
City	WORCESTER
State	MA
Zip	01605-3184
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	13
Legal Lot Number	3
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2007
Census Tract	731801

Owner

78 Gage St, a triplex, is owned by a company that bought it in January 2019.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	133 DERBY ST, WORCESTER, MA 01604-3942
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Deed of Trust, Mortgage · Commercial Mortgage MILLBURY NATIONAL BANK
Nov 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RCN CAPITAL LLC
Oct 1, 2020	Deed of Trust, Mortgage · Commercial Mortgage MILLBURY NATIONAL BANK
Sep 12, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2019 · Amount on File
Deed Sale	Jan 11, 2019 · Amount on File
Prior Sale	Sep 12, 2018 · Amount on File
Deed Document Number	20193200
Deed Book / Page	59929 / 1
Prior Transfer Date	Jan 10, 2019
Prior Transfer Doc	00059929-1
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	78 GAGE ST, WORCESTER, MA 01605-3184
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070133-108
Date	Jan 26, 2024
Book Page	70133/108
Instrument	6191

Lender

Name	MILLBURY NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	78 GAGE ST, WORCESTER, MA 01605-3184
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066606-323
Date	Nov 24, 2021
Book Page	66606/323
Instrument	165003

Lender

Name	RCN CAPITAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	78 GAGE ST, WORCESTER, MA 01605-3184
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63401-298
Date	Oct 1, 2020
Book Page	63401/298
Instrument	115874

Lender

Name	MILLBURY NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 12, 2018
Property Address	78 GAGE ST, WORCESTER, MA 01605-3184
Document Number	59392-158
Book / Page	059392 / 000158
Instrument Date	May 10, 2018
Instrument	96282
Transaction Type	Transfer
Record Updated	Oct 2, 2018

Transaction

Amount	Amount on Record
Tax	$934.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 ADAMS ST #UT304 WORCESTER MA 016041684, WORCESTER, MA 01604-1684

Tax Assessment & Valuation

The 2026 property tax bill for 78 Gage St was $5,928, up 3.7% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,928.00 (+3.73%)	$446,400 (+3.02%) Land $86,200 Building $360,200
2025	$5,715.00	$433,300 Land $81,100 Building $352,200
2023	$5,059.00	$352,800 Land $70,500 Building $282,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 78 Gage St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 78 Gage St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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